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In reply to the discussion: Should Ally Bank Penalize Me for 6 Months over a $1.63 Mistake? [View all]forsaken mortal
(112 posts)36. What is the motivation for a bank to do that?
Are they hoping you'll overdraw again so they can pile more fees on you? Is it an excuse to hold the money so they can earn some interest on it? I don't see the logic to holding the check instead of clearing it asap.
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In banking and with prescriptions, I find it's better to deal with a human face.
No Vested Interest
Nov 2015
#34
On a cost/benefit basis credit unions are almost always better for small depositors.
Gormy Cuss
Nov 2015
#66
I agree. I have been with them for about 15 years and have NEVER had a problem
smirkymonkey
Nov 2015
#64