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Alex4Martinez

Profile Information

Gender: Male
Home country: USA
Current location: Santa Cruz County
Member since: Fri May 13, 2016, 10:51 AM
Number of posts: 1,449

Journal Archives

Is anyone else refinancing a mortgage?

Seeing historic low rates, I started shopping with three very different brokers.

A local bank, Bay Federal Savings, had the worst offerings.
A realtor friend recommended a broker who did better.
Finally, asking a family friend for a recommendation took me to what has been the best advisor and deal, I think.

2.5% rate for a fixed 15-year mortage at just one point discount fee will be much better than the 4.25 30-year that I'm six years into.

Posted by Alex4Martinez | Mon Mar 30, 2020, 03:21 PM (3 replies)

Nancy Pelosi responds to: "Are you saying that his downplaying ultimately cost American lives?"

Speaker Nancy Pelosi, without hesitation:

"Yes, I am. I'm saying that."

Posted by Alex4Martinez | Sun Mar 29, 2020, 01:34 PM (0 replies)

Baby boy and 2-year-old girl test positive for coronavirus in Florida

Source: The Hill

Florida's Department of Health announced Tuesday that a baby boy and a two-year-old girl have tested positive for the coronavirus.

The baby boy, who was listed by the health department as less than a year old, marks the youngest reported case of COVID-19 in the state, according to the Miami Herald.

Health officials did not say whether the boy or girl had been in contact with someone who tested positive.

While young children are susceptible to contracting the virus, the Centers for Disease Control and Prevention has said children with confirmed cases generally exhibit milder symptoms than most adults, unless they have underlying medical conditions.



Read more: https://thehill.com/homenews/state-watch/489433-baby-boy-and-2-year-old-girl-test-positive-for



We are all at risk, all ages, all people.

Stay in, follow the guidelines.
Posted by Alex4Martinez | Wed Mar 25, 2020, 12:00 PM (6 replies)

"Covered California projects premiums to rise 40% or more because of COVID-19"

Sorry folks, Covered California is Obamacare and it will not be adequate to our needs.

Let's hope that we win in November and that our new president recognizes that we need a whole different program.

12:30 p.m. Covered California projects premiums to rise 40% or more because of COVID-19: “Premiums in the individual and employer markets for 2021 — which are in the process of being set right now — could be 40 percent or more solely because of these unexpected COVID-19 costs in the absence of federal action, as insurers would seek to recoup unplanned for losses from 2020 and budget for pandemic-related costs in 2021,” officials said in a news release.


Scroll down this list to find the update: https://www.sfchronicle.com/bayarea/article/Coronavirus-live-updates-Surgeon-General-warns-15151165.php
Posted by Alex4Martinez | Mon Mar 23, 2020, 08:17 PM (7 replies)

Not all coronavirus news is bad. Two good reads here:

First, from the good news network:

10 Positive Updates on the COVID-19 Outbreaks From Around the World
https://www.goodnewsnetwork.org/10-positive-updates-on-the-covid-19-outbreaks-from-around-the-world/

Second, from Atlantic:

What Americans Are Doing Now Is Beautiful
https://www.theatlantic.com/ideas/archive/2020/03/inspiring-galvanizing-beautiful-spirit-2020/608308/

Governor Newsom gave a really encouraging public statement this week:



Stay safe and stay in, my friends. We can do this.
Posted by Alex4Martinez | Sat Mar 21, 2020, 11:02 AM (3 replies)
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