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In reply to the discussion: A Fitting Final Gift From Jimmy Carter [View all]HappyLarge
(4 posts)86. I am a hospice nurse
Medicare and private insurance cover hospice care in the home 100%. But care in a facility is NOT covered by Medicare if you are on hospice. Medicaid (if you qualify) will pay room and board fees for patients using Medicare. Private insurance varies, some do have a room and board benefit for patients on hospice, it depends on the individual plan.
Most LTC insurance plans will also pay for 24h care for hospice patients without a waiting period.
If you are referred to hospice its a good idea to accept the referral and have the hospice people come out and explain it all and let you know your options based on your personal insurance situation. It doesnt cost anything and you dont have to sign up for it if you dont want it.
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Everything you said, and I keep my own end close, as a welcome visitor in my thoughts. Peace.
Magoo48
Aug 2023
#13
More people need to understand that Hospice DOESN'T ALWAYS DEATH....My BFF's daddy
The_REAL_Ecumenist
Aug 2023
#22
I was thinking about in-facility care only. Of course, in-home care would be more affordable.
jaxexpat
Aug 2023
#65
My sister had horrible dementia, but was not able to stay in a care facility
Attilatheblond
Aug 2023
#52
Thank you for this... After seeing both my parents pass in 2022-23 it was a real eye opener
FirstLight
Aug 2023
#74