General Discussion
In reply to the discussion: How many credit cards do you have? [View all]KentuckyWoman
(6,701 posts)1 for online purchases with good protections, and also great for international travel - if I do.
1 for everyday, in person chip purchases but it's got the best terms and if I ever decide to carry a balance, this is it.
1 is actually a Visa /Debit card and I only use it if I am at my own bank's ATM.
1 hardly ever use it anymore, but used to all the time. I use it a few times a year just to keep it active. I've had since November 1974, right after President Ford signed allowing women to get credit without a husband. I didn't need a credit card at the time but by golly I could and I did. I keep it because it means something to me.
Edit to add I have never carried a balance over in my life and don't recommend it. However, access to credit is the difference between getting through a temporary hardship and not. The key being temporary.