When Obamacare is fully in force, will insurers

[pnwmom]

be able to exclude pregnancy, labor and delivery benefits from any policies, as they usually do now? (At least in individual policies.)

How many women make a decision to abort simply because they can't afford the thousands of dollars in medical and hospital costs?

[sinkingfeeling]

1. All plans will cover. Here....

http://www.healthcare.gov/news/factsheets/2011/08/pregnant-women.html

•Starting in 2014, job-based health plans and new individual plans won’t be allowed to deny or exclude anyone or charge more for a pre-existing condition, including pregnancy or a disability.

•Job-based health plans and new individual plans are no longer allowed to deny or exclude coverage to your baby (or any child under age 19) based on health conditions, including babies born with health problems.

[pnwmom]

2. What about a pregnancy that isn't pre-existing?

I was trying to help a young woman choose an individual health plan, and all but the most expensive excluded benefits for pregnancy and delivery.

[Lugnut]

3. Seriously?

I had my last child 41 years ago so pregnancy and delivery aren't on my radar. I'm not being a smart ass but is this what's happening these days? If it is it's outrageous.

[pnwmom]

4. Yes. This company was recommended to me by more than one person

for individual policies. You can put in an age and see what types of policies are available.

If you look you will see that most of them exclude pregnancy and delivery costs.

But a guy can injure himself hang gliding or sky diving or whatever and there are no exclusions.

[frazzled]

5. All plans must cover pregnancy and newborn costs

Starting in 2014, essential health benefits such as pregnancy and newborn care, along with vision and dental care for children, will be covered in all new individual, small business and Exchange plans.

http://www.healthcare.gov/news/factsheets/2011/08/pregnant-women.html