Health
Related: About this forumI looked at the insurance payment - and I'm embarrassed
I had a freak accident, chopped the tip of a finger. Went to the ER where a dedicated physician took care of me, stitched the finger, explained what to expect, a technician bandaged the put a splint..
The hospital charged $274 and the insurance paid only $42.32?? (no payment from me).
Yes, I know, they have contracts etc. but the time and work that the physician did, not to mention all her training, is worth only $42.32?
TexasTowelie
(112,370 posts)The physician will be billing you separately.
jrthin
(4,837 posts)went to a local urgent care center. Dr. confirmed I had flu and prescribe tamiflu. That's it. The cost was $800.00.
DURHAM D
(32,611 posts)jrthin
(4,837 posts)later I received another bill for $93 and change. The insurance company paid the rest. In general, I am not a fan of doctors. They are a large part of the rip-off of the health care system. On the night the turd was elected my husband's friend, a doctor, texted him saying that this was a good night for doctors. My husband now refuses to speak to him. That said, I do know that there are a lot of dedicated doctors working in rural areas and other places trying to do good with very little. I am in NYC, so I am jaded.
progree
(10,911 posts)and there's the Part B deductible.
https://medicare.com/coverage/does-medicare-cover-emergency-room-visits/
If you have Medicare Supplement (Medigap) or Medicare Advantage, more of the cost will be covered..
jrthin
(4,837 posts)I think both of these programs have an age requirement and my husband and I are not in that age category yet. We hope to get there 😊.
progree
(10,911 posts)I like Medicare Supplement since there is no network bullshit. But one must sign up for Medicare Supplement within an approximately 6 month window of turning 65 (I turned 65 in mid-December 2016 and I had until the following May 31 to sign up IIRC) in order to be accepted without any medical questions / medical underwriting. After that, they can charge you based on their assessment of your health condition or refuse to sell you a policy.
question everything
(47,521 posts)I hope so. After all, Medicare Part A is supposed to pay for hospitals. Will see.
progree
(10,911 posts)Last edited Sun Jul 8, 2018, 11:49 AM - Edit history (1)
which an emergency room visit is not, unless one is admitted to the hospital.
https://medicare.com/coverage/does-medicare-cover-emergency-room-visits/
rami999
(22 posts)what kinf of insurence do you have ?