The DU Lounge
Related: Culture Forums, Support ForumsAny golfers here?
this is what happens when you are driving down a public road naxt to a golf course and -
[font size = 10]- WHOP!!!-[/font size = 10]
The golf club is on both sides of a through street. There is even a stop light for the golf carts to cross the street.
We stop for their friggin golf carts! znd we are still in danger from their golf balls.
You can't see from the picture, but right in the center is an imprint of the golf ball - dimples and all.
The mgr at the country club took my name and number - he said he would have to find the person and their homeowner's ins. would pay for it, I am sure that is the deal between the club and the members to take care of the club's liability, but if he doesn't find the guy I am suing the country club. I for sure am filing a police report.
Earth_First
(14,910 posts)However, like skiing; the participant is responsible for their actions while on resort/club property.
It is very likely that it is posted that the golfer is responsible for errant shots that result in property damage as a result.
Some, but not all clubs carry liability insurance for these instances.
You are going to have a difficult time litigating the golf course for the damages.
Sorry to hear this happened to you...
lame54
(35,331 posts)finding the golfer
that is if they even try
they'll just hide behind the loophole you've pointed out
Fla Dem
(23,808 posts)Unless you actually saw and could identify the golfer and/or the group they were in, there's really is no way to tell who was on that part of the course at that particular time. Your auto insurance covers windshield replacement. You can even get a mobile service to come to your home.
Windshield ReplacementA No-Fault Claim
Many people don't want to make an insurance claim for auto glass replacement, as they're afraid their rates will go up. A cracked windshield, however, is usually not your fault. It's what the insurance companies call a "no-fault" claim, and as such won't raise your premiums. It does depend on how your car window was damaged and which insurance company and kind of policy you have.
Ask your Glass.net auto glass company about insurance. Check the company's profile on Glass.net to find out if they're insurance-ready and can process auto glass replacement insurance claims for you. Usually, all you have to do is let your installer know your insurance company and policy number, and they'll talk to your insurance company for you.
Zero Deductible StatesFL, KY, MA, SC
If you live in Florida, Kentucky, Massachusetts, or South Carolina, you live in what's called a "Zero Deductible State." That means that your insurance company is required by law to allow you to purchase a windshield replacement using insurance with no deductibleas long as you have comprehensive insurance on your vehicle. If you live in one of these states, and have comprehensive insurance, it makes sense to use your insurance to pay for your auto glass replacement. Florida and Massachusetts only fully cover windshields, but Kentucky and South Carolina cover all glass replacement.
http://www.glass.net/auto-glass-info/insurance-can-help-pay-for-auto-glass-replacement.html
Other info:
http://www.dmv.org/insurance/how-to-cover-windshield-repair-through-car-insurance.php
ashling
(25,771 posts)$272. My insurance AAA has a deductable of $250. Looks like it will be cracked for a while.
I called the country club back today but haven't heard back.
If this ****** golf maniac can afford to play golf at that damned country club they can afford to fix my windshield!
cherokeeprogressive
(24,853 posts)ashling
(25,771 posts)easily amused
cherokeeprogressive
(24,853 posts)ashling
(25,771 posts)Police say its civil matter and they don't want to hear about it. Country club says it was the golfer's responsibility, Golfer says (apparently) "wasn't me ... I', a safe driver" (sorry), my car insurance sayd $250 deductable,
AUUUUGHHHRRRRR!!!!!!!!
cherokeeprogressive
(24,853 posts)the kind I play with. He's a POS.
ashling
(25,771 posts)5 on Your Side contacted several other local golf courses. All agree the golfer is responsible. If they can't find the golfer, some, like Westborough, will not pay for repairs. Others say they will and one other said it's a case-by-case basis. The golf pro at one club pointed out that many clubs have insurance to cover these kinds of accidents.