The DU Lounge
Related: Culture Forums, Support ForumsI got a phone call on my cell phone today, promising money if I would confirm my identity.
So I did reveal the requested details.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
I will be receiving a direct deposit of $X,XXX in my checking account every month!
ailsagirl
(22,899 posts)And they were right. How does this happen???? Whenever I call them, it takes 10 minutes just to id myself.
I had to close that account and open up another.
The merchant was a UK website.
RebelOne
(30,947 posts)that there was fraudulent activity on my debit card. Fortunately, it was a very small amount. But it was a pain in the butt to have cancel the card and get another. I did some detective work and know where the fraudulent charge came from. My brother was in prison in Florida and I sent him some food from the prison store and someone got my debit card number and charged $7 at another website.
Many here do not like BoA, but they do keep tabs on their customers' accounts and when they detect suspicious activity, you are notified immediately.
ailsagirl
(22,899 posts)I still really loathe B of A
Locut0s
(6,154 posts)They build up a statistical / mathematical profile of each person and check every transaction against said profile to see if it matches. These algorithms are pretty good at flagging unusual activity.
ailsagirl
(22,899 posts)I had a flurry of small charges on my card
Every charge was mine, I'm glad to say (or unfortunately)
Your post would explain how they track these things down-- I didn't realize they went to those lengths
Ptah
(33,044 posts)And the Fort Peck Dam.
RebelOne
(30,947 posts)If I didn't have my Social Security, I would be living out of my car and eating cat food.
ailsagirl
(22,899 posts)THANK YOU, FDR!!
I have to say, that photo of the dam gives me chills. Its immensity is staggering.
There isn't an official name for being "dam phobic," but there ought to be.
Locut0s
(6,154 posts)I ran with it for a bit the last time I got this one.
So I asked him. "Oh, ok so what's my IP address".
Moment of silence.
"No, sir, you have a virus on your PC"
"Which PC, I have a couple of them here. If you know I have a virus on one of them you must know its IP address"
More silence. "you have a virus on your Windows PC"
Can't remember what I said after this but I think they hung up not long after
Good for you
ailsagirl
(22,899 posts)Sorry!!