The DU Lounge
Related: Culture Forums, Support ForumsI have a bank-related question someone here might know the answer to
My parents sent my family a check for Christmas, which was very kind. They accidentally wrote it out to my first name and my husband's first name, but then with my former last name (their last name) instead of my married name (my husband's name.)
I don't want to have to contact my parents and ask them to send another check - it was really nice of them to get us anything. I'd rather be able to work it out with the bank. My former last name is my legal middle name and is on my driver's licence as that. I've been married for 15 years, so this isn't a name the bank will have in my records I don't think. Do you think the bank is likely to cash this check? Am I going to have to bug my parents?
I thought we might very well have someone here who works in a bank and might know or at least have an idea.
Thank you
Angry Dragon
(36,693 posts)if it is a national bank then they will charge you no more than your first born
Mel Content
(123 posts)mockmonkey
(2,829 posts)Once with the wrong old name and then with your correct name.
dr.strangelove
(4,851 posts)If you deposit it, just endorse it as it is made out and it will be accepted by your bank as valid commercial paper and then sent to their bank for payment. Assuming it does not bounce for lack of funds, it will never be a problem. If it bounces, your bank will deduct the amount from your account. IF you need the cash immediately, I am not sure. But if you can wait whatever your bank's time rules are for out of state checks, just deposit it and take the cash out once the bank credits it to the account.
Kali
(55,019 posts)I have run a lot of odd checks into my account through the ATM. I don't know if a human being even looks at them anymore
Of course if you need the cash right away it doesn't matter how well it was filled out or how much it is or who it is from, they will need to hold it just long enough to fuck you over.
Aristus
(66,440 posts)Then deposit the check. Shouldn't be a problem.
gollygee
(22,336 posts)We'll just deposit it. We don't know what to do with it yet.