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I'm officially a homeowner now (or at least the bank is)! (Original Post) Liberal Veteran Aug 2018 OP
Best of luck to you !!! LyndaG Aug 2018 #1
Welcome to the world of homeownership kimbutgar Aug 2018 #2
Congratulations vlyons Aug 2018 #3
Congratulations! Now Sherman A1 Aug 2018 #4
Congrats,LV! Thanks for sharing your journey and I hope to follow in your footsteps. Anon-C Aug 2018 #5
May you find snowybirdie Aug 2018 #6
Glad it worked out! Phentex Aug 2018 #7
I used to say I was a "Homeower". Just one letter different. nt Yonnie3 Aug 2018 #8
I like that term..... dixiegrrrrl Aug 2018 #13
I'm remnded of some song lyrics Yonnie3 Aug 2018 #15
Congratulations! DoBotherMe Aug 2018 #9
Congratulations! Phoenix61 Aug 2018 #10
Great advice! I have learned how to do a LOT of diy watching YouTube :) Luciferous Aug 2018 #23
Congrats!!! steve2470 Aug 2018 #11
congratulations! handmade34 Aug 2018 #12
Congratulations! ploppy Aug 2018 #14
Congrats too! n/t Yonnie3 Aug 2018 #16
Good for you! badhair77 Aug 2018 #17
Congratulations! Mr.Bill Aug 2018 #18
Great, I know how that feels. safeinOhio Aug 2018 #19
Ha, we just bought our 4th in 7 years. I told my husband he will have to divorce me Luciferous Aug 2018 #24
Congrats. Pride in ownership can sometimes be a puzzling headache Enoki33 Aug 2018 #20
Congratulations! Luciferous Aug 2018 #21
Congrats sinkingfeeling Aug 2018 #22
Yay! Congratulations! Squinch Aug 2018 #25
Congratulations! It feels great to sleep in your own house! redstatebluegirl Aug 2018 #26
Congratulations! stonecutter357 Aug 2018 #27
Congratulations! do this , Hot in Here ! stonecutter357 Aug 2018 #28
Ya poor bastid. trof Aug 2018 #29
I learned a lot from my last house I had. That one I did all kinds of things to. Liberal Veteran Aug 2018 #31
Congratulations! TheOther95Percent Aug 2018 #30
You'll find out who the owner is when the letter carrier puts a foot through a rotted front step Jim Lane Aug 2018 #32
Congratulations, man! n/t BreweryYardRat Aug 2018 #33
Woo Hoo! Congrats!!! nt Fla Dem Aug 2018 #34

kimbutgar

(21,155 posts)
2. Welcome to the world of homeownership
Mon Aug 13, 2018, 03:34 PM
Aug 2018

Insurance, property taxes and unexpected repairs. That said, nothing like your own home sweet home.

Congrats

Sherman A1

(38,958 posts)
4. Congratulations! Now
Mon Aug 13, 2018, 03:37 PM
Aug 2018

Go to the local True Value or Ace Hardware Store. Find the guy with gray hair in Plumbing or Hardware. He is now your new Best Friend.

Yonnie3

(17,442 posts)
15. I'm remnded of some song lyrics
Mon Aug 13, 2018, 04:37 PM
Aug 2018

(A) We worked through Spring and Winter, through (D) Summer and through (A) Fall
But the mortgage worked the hardest and the (E) steadiest of us all
It (A) worked on nights and Sundays, it (D) worked each holiday
(E) Settled down among us and it never went (A) away

Taxes on the Farmer Feeds Us All
Ry Cooder

handmade34

(22,756 posts)
12. congratulations!
Mon Aug 13, 2018, 04:16 PM
Aug 2018

now you can tear down walls and paint any color you want w/o some pesky landlord complaining

Mr.Bill

(24,300 posts)
18. Congratulations!
Mon Aug 13, 2018, 06:06 PM
Aug 2018

Yeah, I remember when I signed the papers on my first home and the people at the title company congratulated me on being a "homeowner". I said I bet if I stop making the payments I'll find out who the homeowner is.

Luciferous

(6,081 posts)
24. Ha, we just bought our 4th in 7 years. I told my husband he will have to divorce me
Mon Aug 13, 2018, 06:27 PM
Aug 2018

if he wants to move again! Every time I finish renovating he wants to sell and move...

Enoki33

(1,587 posts)
20. Congrats. Pride in ownership can sometimes be a puzzling headache
Mon Aug 13, 2018, 06:16 PM
Aug 2018

when the inevitable minor problems occur.

redstatebluegirl

(12,265 posts)
26. Congratulations! It feels great to sleep in your own house!
Mon Aug 13, 2018, 06:46 PM
Aug 2018

The first one is always special. I still drive by my first house when I go home.

trof

(54,256 posts)
29. Ya poor bastid.
Mon Aug 13, 2018, 07:31 PM
Aug 2018

OK, just kidding (sorta).
But I hope you're handy.
I bumbled my way through and learned (trial and error) rudimentary plumbing and electrical repairs, carpentry, etc. about 50 years ago out of necessity.
No way to afford to call a pro.
Welcome to the ranks.

Liberal Veteran

(22,239 posts)
31. I learned a lot from my last house I had. That one I did all kinds of things to.
Mon Aug 13, 2018, 08:14 PM
Aug 2018

During the last big downturn in the economy, both me and hubby lost our jobs within 6 months of each other and let the bank take the house back (which is fine because we were so far behind we were never gonna get caught back up and walked away).

I'm surprised that a little over two years later, we are back to owning again.

 

Jim Lane

(11,175 posts)
32. You'll find out who the owner is when the letter carrier puts a foot through a rotted front step
Tue Aug 14, 2018, 02:31 AM
Aug 2018

The ensuing lawsuit won't mention the bank. The owner named on the summons will be YOU.

You probably know this already, but, just in case, a tip from a plaintiffs' lawyer: Make sure your homeowner's insurance includes liability coverage.

And I hope you never need it. Enjoy the new digs!

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