Should liberal states form their own health insurance system?

[Blue_true]

I am thinking blue states like California, Oregon, Washington, New Mexico, Maryland, Delaware, Conneticut, Rhode Island, Massachusetts, Vermont. Form their own giant insurance pool and certify insurance companies that meet specific guidelines to sell there. Other states can join as long as they agree to the following;

1. Affordable care for everyone.
2. Premium assistance for poor people up to Medicaid level.
3. No pre-existing condition exclusions. Everyone MUST be covered at the same rate for the level of policy.
4. No shit policies, i.e. super high deductibles, restricted coverage, lifetime caps can be sold in those states.

For residency:
Person must have lived in the state for one year or was born there.

I am not in insurance guy. But I feel that blue states need to decouple themselves from states like mine (Florida) and red states that constantly vote against their own best interests.

[BigmanPigman]

1. CA tried for a few months last Spring/Summer

but there wasn't enough info financially to allow it to be considered for very long. They felt that it would fail if it were rushed too quickly. They need to do a lot more work on the details before they will introduce it with enough confidence for it to realistically pass unfortuanately.

[Blue_true]

3. A collective of states bring in more people.

As more people get included, that can drive down premiums for everyone. Plus, I think I remember reading that blue states were healthier in general, so the entire pool would be healthier, if that conclusion follows.

[samnsara]

2. do we still have to cover the trumpers?

[msongs]

4. california oregon washington n hawaii. nt

[Blue_true]

5. Whatever, certainly a collective.

Modern technology should make setting up and running the collective from a SYSTEMS standpoint easy. Cost dynamics such as start up costs would need to be worked out first, as alluded to be a post above.

[ismnotwasm]

6. Thats a interesting idea

I’m in Washington—one of the the states with a ACA success story. What if we formed a four or five state co-op model for healthcare?

[Blue_true]

9. That is what I was thinking. nt

[Demsrule86]

7. There is a provision in murdercare that forbids the states to enact single payer.

[Squinch]

8. That's a really smart idea. I'd love to see that. Or whatever universal healthcare structure

would work, not necessarily single payer.