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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsFrom acne to pregnancy, here's every 'preexisting condition' that could put your insurance at risk
From acne to pregnancy, here's every 'preexisting condition' that could put your insurance at risk under the Senate's healthcare bill
Lydia Ramsey Business Insider July 13, 2017
AP - Republicans in the Senate released an updated version of the Better Care Reconciliation Act, their plan to overhaul the US healthcare system.
Included in the revised bill is an amendment from Sen. Ted Cruz and Sen. Mike Lee that critics say could make plans with adequate coverage unaffordable to those who have certain medical conditions.
The amendment would allow plans to exist that don't comply with two regulations set up under the Affordable Care Act: community rating and essential health benefits. The latter could have a big impact on preexisting conditions.
So what counts as a preexisting condition that could get you denied coverage under the new plan?
A lot.
https://finance.yahoo.com/news/acne-pregnancy-heres-every-preexisting-161500562.html
ck4829
(35,078 posts)workinclasszero
(28,270 posts)are safe then, figures.
superpatriotman
(6,251 posts)Like
Male pattern baldness, erectile dysfunction, low T, high cholesterol and a few others, then nobody under forty will qualify.
HopeAgain
(4,407 posts)Have never been hospitalized and have never had major surgery. No life threatening or catastrophic illnesses. Good BP and no diabetes. Never see a Dr. more than 3-4 times a year.
There are three (3) "pre-existing conditions" on that list that would make it harder for me to get insurance!!
workinclasszero
(28,270 posts)for CEO's and investors.
Actually helping sick people is dead last on the list of things to do for the health insurance industry.
That's why Obamacare is so hated by republicans. It forced those scumbags to pay for sick people.
We need to take the profit motive out of healthcare with single payer IMO.
cyclonefence
(4,483 posts)I'm on Medicare, and it works fine.
What the guys trying to replace Obamacare with some kind of insurance situation don't seem to understand that the purpose of insurance--*all* insurance--is to spread the risk. We all pay into homeowner's insurance, even though most of us don't smoke in bed or have walls made of cardboard--if our house burns down, we are covered; we all pay into auto insurance, even though most of us have never driven drunk or had a serious accident--if we are in a wreck, we are covered; we all pay into health insurance no matter how healthy or sick we are, so that insurance coverage is there for anyone who needs it. This is why "high-risk pools" are an obscene aberration.
Insurance *exists* to spread the risk, not to generate massive amounts of money for insurers--which is why states all have Insurance Commissioners, to regulate the industry and its profits. Insurers are themselves part of the risk; if everyone files a claim at once, they're toast. They are essentially betting that the majority of the people they insure will never need their services, and mostly this is correct. When they try to siphon off the people who are more likely to use their services and charge them more (lots more), this is a perversion of what insurance is supposed to be.
Insurance companies were fine under Obamacare, what with the millions of new clients, as long as the state/federal-backed subsidies were in place to help poor people pay their premiums. When the Republics pulled that out of the equation, of course insurers quit.