pit bull reality........

[Ernesto]

“the risk is greater than the average breed. There are too many bites, too many claims.”

Read more here: http://www.sacbee.com/news/business/personal-finance/claudia-buck/article9466880.html#storylink=cpy

[get the red out]

1. At least there are those

who see a competitive advantage in offering coverage for owners of any breed/mix. I can't get into the breed argument, our dog thinks we are sheep, (maybe we are).

[LeftyMom]

2. When I need animal behavior advice I go to the personal finance writer at a middling paper.

[elias49]

3. Seriously. Laughable. nt

[GreatGazoo]

4. I think some of this is abuse of statistics

Insurance companies want to sell as much coverage as they profitably can so they are running a kind of casino of chaos with each policy being a bet on whether or not some set of events will occur and how much they would cost under insurance versus not under insurance. They have huge data sets that tie personal stats to health, auto accidents, home owners claims, etc and what emerges from multi-variate analysis is a premium.

Insurance companies can cut dog bite claim statistics by breed. They don't hate any particular breed or have feelings on the matter any more than Harrah's gives a crap whether snake eyes is a cool dice throw. They just set pay offs based on odds while cutting themselves a percentage. The formula for this is based on literally millions of real world events over decades.

But here's the problem: the best predictor of whether a dog will be involved in a costly and damaging attack on a human being is not the breed of the dog but the gender, male, and whether or not it is neutered. Over 93% of fatal to a human attacks are done by non-neutered male dogs of any breed.

[pnwmom]

7. The insurance companies may or may not be right. But if you need homeowners insurance

you probably need to know whether the insurance will cover your dog.

http://www.sacbee.com/news/business/personal-finance/claudia-buck/article9466880.html

“The presence of some dog breeds may make a home ineligible for insurance coverage,” said Heather Serignese, spokeswoman for The Hartford, a nationwide property and casualty insurance company, in an email. “Each customer’s situation is different and we encourage homeowners to speak with their insurance company or agent for more information.”

[SMC22307]

5. LOL, yeah, that jumped out immediately.

http://vimeo.com/118943832

[pnwmom]

6. However, if you need homeowners' insurance a personal finance writer could give better advice

on obtaining and keeping it than an animal behaviorist.

http://www.sacbee.com/news/business/personal-finance/claudia-buck/article9466880.html

“The presence of some dog breeds may make a home ineligible for insurance coverage,” said Heather Serignese, spokeswoman for The Hartford, a nationwide property and casualty insurance company, in an email. “Each customer’s situation is different and we encourage homeowners to speak with their insurance company or agent for more information.”

[LeftyMom]

8. The OP likes to post out of context bits from our local paper

to justify his stupid ideas about dogs.

Last week it was an article about funding problems for the municipal shelter's spay neuter program that meant that pit bulls are the devil.

Next week it might be a sale on kale from the Sprouts flyer, at this rate.