General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forumslumberjack_jeff
(33,224 posts)Funny that no one asks the question.
spooky3
(34,476 posts)isn't that the definition of non-discrimination based on gender in health insurance premiums?
lumberjack_jeff
(33,224 posts)Everything else being equal, men should expect their insurance to go up 18% because of HCR.
Travis_0004
(5,417 posts)Women's rates would probably go down, and mens rates would go up.
I'm fine with women and men paying the same for healthcare, but I demand to pay the same rate as a woman for auto insurance as well.
bigapple
(99 posts)how much more do women cost in terms of health care consumed?
Just one pregnancy can cost nearly $10k.
By preventing gender discrimination, men are effectively subsidizing women's health care.
one_voice
(20,043 posts)get pregnant, the father gets hit for half the cost. Just do a COB. It takes two people to get pregnant, two people can pay the cost.
lumberjack_jeff
(33,224 posts)40% of those costs are incurred after her husband is dead.
http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1361028/
bigapple
(99 posts)is that men's premiums go up while women's premiums come down (or don't increase as fast as they would have).
More men would then choose to self-insure given that they are paying more in premiums for the same expected health cost incurred. That means over time women end up being a larger and larger proportion of the pool which leads to an increase in premiums which continues to drives men away.
Alternatively, if insurance companies are not allowed to discriminate by gender, they would focus on attracting male customers (or male-dominated companies).
one_voice
(20,043 posts)Is that what that link is saying? There's a lot of info there.
lumberjack_jeff
(33,224 posts)Their insurance is therefore more expensive.
In general, since the average woman costs $361,000 during her lifetime, that's about $4500 a year. The average man costs $268,000 during his lifetime, about $3570 a year.
So in gross generalities, HCR should cost the average man about $530 annually in costs shifted onto him.
bigapple
(99 posts)why all the people pushing for gender equality in health insurance neglected to do the same for car insurance
lumberjack_jeff
(33,224 posts)Walk away
(9,494 posts)I have the charts for BCBSNJ and women pay more than men during child bearing years. As women approach menopause their premiums go down and at those same ages men's start to go up.
timesup
(88 posts)I sum it up pretty well I think with the following:
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I think it's pathetic that it's even a topic of discussion .
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Republicans in our congress are treasonous assholes, and I hereby call them out.
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It's ridiculous what they are sneaking around doing at the states level, too!
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I look forward to them all getting fired, very soon!