List of Benefits of Obamacare / Affordable Care Act / ACA

[ErikJ]

I compiled this simple list of benefits of Obamacare / Affordable Care Act / ACA. I quick-googled for it and couldnt find a simple list anywhere.
No wonder most Americans dont like Obamacare, they dont know how it benefits them!

Any other benefits?

-No more denial of claims after paying premiums for decades

-No more denial of health insurance for PRE-EXISTING CONDITIONS

-Coverage for your kids until 26 years old

-Free health checkup every 6 mopnths

-Free preventative health screening procedures for cancer and heart like mammograms, colonoscopies etc.

-Lower seniors' prescription-drug prices by beginning to close the donut hole.

-no lifetime caps anymore.

-most policies have no annual caps

[Romulox]

1. It's still for profit insurance that you lose if you lose your job, or can't afford to pay.

And they still will show up with lawyers to deny your treatment/claim.

Insurance companies make money by not spending premiums on care.

[ErikJ]

3. Self-employed

SO I dont know what youre talking about. I have to buy my own insurance which is greatly imporved by Obamacare although I still want Medicare Pt E for everyone.

[Romulox]

10. The word "or" is significant. If you can't afford to pay, you're out. nt

[ScreamingMeemie]

2. Children can no longer be covered on their own policies if their parents don't have one.

Oh wait, that's not a benefit. Is it?

[subterranean]

5. That was a decision by the insurance companies, not a provision of the ACA.

And it won't matter after 2014, when everyone can get insurance.

[zipplewrath]

4. Cadillac Taxes

Mandates
Exemptions from mandates if you're too poor, but not poor enough.
No guarantee of health CARE if you're found to actually be sick by the free health check ups or preventative screenings.


Oh, benefits:

Community health care facilities (with many completely free services that may possibly be used by people with chronic conditions like diabetes, MS, hypertension, etc.)
Expanded medicaid eligibility
Premium subsidies

[ProSense]

6. Here's a good

list: http://www.healthcareandyou.org/what-is/

[ErikJ]

8. Thanks

Didnt see that one. It should be widely advertised and circulated by the Obama ad.

[subterranean]

7. Another benefit:

It will establish the concept in America that everyone deserves access to health care regardless of their health or employment status.

[girl gone mad]

9. Insurance companies can still deny claims.

Also, while insurers can't refuse enrollment to people with pre-existing conditions, they can still kick people out pretty easily.

[mdmc]

11. could have been better

[BadgerKid]

12. Help - Does the personal mandate require a minimal drug coverage?

I'm trying to find an answer for a senior citizen I'm helping, and I haven't seen this question addressed.

I think the answer is "no" because I haven't seen where the ACA is requiring Medicare recipients also to have Part D (or equivalent).

Appreciate any suggestions!

[kbreukh]

13. what about disadvantages

Ok...how do they weigh against the disadvantages?