Women Pay $1 Billion More Than Men For Health Insurance Annually

[xchrom]

http://www.businessinsider.com/women-pay-1-billion-more-than-men-for-health-insurance-annually-2012-3

Women pay $1 billion more for health insurance than men, finds a new report from the National Women's Law Center.

Blames it on "gender rating," a practice that lets insurers charge women more for coverage.

The Center said it even applies to women who have debatably good health compared to some of their male counterparts.

More than 56 percent of best-selling plans will charge a non-smoking woman more than a man who smokes, the Center found.

Read more: http://www.businessinsider.com/women-pay-1-billion-more-than-men-for-health-insurance-annually-2012-3#ixzz1pkjD04Q7

[ananda]

1. So so wrong...

... to profile anyone just for being in a group targeted for
oppression and exploitation.

[varelse]

2. Typical. The good news is...

The good news is all states will be required to abandon gender rating once the Affordable Care Act is fully implemented in 2014. So far, the new health law has helped women who needed access to basic services like mammograms and colonoscopies without having to pay out of pocket.

[eridani]

4. Good news if you are younger than 50

Older than that, and you get to pay three times as much for crappy "bronze" coverage. No other industrialized country tolerates age rating either.

[varelse]

8. Yeah, that will be me

[ProSense]

3. From the article:

The good news is all states will be required to abandon gender rating once the Affordable Care Act is fully implemented in 2014. So far, the new health law has helped women who needed access to basic services like mammograms and colonoscopies without having to pay out of pocket.

More here: http://www.democraticunderground.com/1002447474

[bluedigger]

5. When you factor in their increased life expectancy, it's a good value.

Somebody should probably check my math...

[Romulox]

6. Do women use more healthcare than men? Insurance is based on actuarial principles.

If you object to people being charged more for using more services, a for-profit model is not ideal.

[Nye Bevan]

7. And life insurance is more expensive for men than women.

Perhaps this unfairness should also be eliminated?