If employers don't want to provide proper health insurance for their employees

[Bandit]

There is a very simple fix.. Just pay their employees in cash what they would be spending on the insurance policies and let the employees provide their own insurance... I don't know why an employer should be responsible for health insurance in the first place... Providing for the Health and Welfare of the Nation is the prime requisite of the US Government. It states so in the Constitution...

[CAPHAVOC]

1. No doubt

[denverbill]

2. The downside to that is that some people will choose not to pay for insurance.

Which is why the only real solution to the problem is to tax everyone and provide health care for free.

[Bandit]

5. Since that isn't going to happen..hence the Mandate and exchanges...

Supposedly individuals are going to be able to buy through exchanges at the same rates as large employers.....Give us the money and let us buy for our own needs and then the employer doesn't have to get into anyone's personal life...

[denverbill]

10. Works for me.

[LeftinOH]

3. Universal Healthcare would eliminate the entire debate -completely.

Of course, there are those death panels and forced abortions .

[just1voice]

4. Employers, especially restaurants, should at least provide sick leave

Unless you want sick people handling your food which, 2/3rds of restaurant workers admit doing in restaurants without sick leave. Read this:

http://boingboing.net/2011/12/02/guide-which-us-restaurants-pa.html

[tabbycat31]

11. In HS I worked at a movie theater concession stand.

There was a period where I was incredibly sick (missed a month of school). I went to call out on that Friday (I had not been to school since Tuesday and had classmates at work who could have backed me up).

They made me come in anyways, and I lasted about 1/2 hour before I just about passed out on the job. I left explaining how sick I was. They still wanted me serving people food.

[gateley]

6. The costs of health insurance are prohibitive -- even for employers. Nothing much

can or will change until we do something about having a For Profit "health care" industry.

SO many big bucks behind it, though, it won't be easy. But other than that, I really don't see any solution or help.

[OriginalGeek]

7. Correct me if I'm wrong (and I mean that)

but part of why Employers can give employees insurance is because they can buy in bulk. When an employer signs up hundreds or thousands of employees they can get the insurance much cheaper. An individual who steps out of that program and tries to buy insurance on their own is not going to be able to afford it - they simply can't get it for the bulk rate a large employer would get. So if the employer divided up what they pay for insurance and distributed it as cash to the employees, the employees won;t get enough to go out and buy the same insurance they had. Maybe they can get something but not what they were getting.

[Aerows]

8. The other problem

is that without the backing of a large corporation with thousands of employees being covered, there is less recourse for them denying you coverage. A big corporation has enough muscle to make an insurance company live up to their end of the bargain.

[Bandit]

9. The entire premise of the Affordable Care Act is so everyone gets similar rates

That is what the Exchanges are all about...So individuals can have the same clout as IBM.. That is why there have to be mandates.. If they are not going to do it correctly and institute Single Payer then they can at least let the individual decide what insurance they need instead of some employer...