If your health premium is ending or going up as a result of ACA, there are reasons why:
One or more of the following may apply to you:
1) ACA requires a minimum level of coverage and eliminates many exclusions health policies frequently had/have. If you have one of these policies, you have substandard coverage --it may exclude a preexisting condition, it may charge too much for preventative care or not cover it, etc.
2) Your policy might be cheaper because they charge others in your age group more because they are a different gender or because they are disabled --or they have completely denied people by gender, preexisting condition, or disability from coverage altogether in order to charge you less. You may like this arrangement, I assure you, everyone else does not.
3) Your policy may be inexpensive now due to discriminatory factors, due to your current health status, due to your gender or lack of disability and/or preexisting condition, etc. However, assuming you are carrying health insurance because you'd like to get older and you are rightly thinking that one's good health cannot always be assumed without some outside help, these same things that might raise your premium now, will reduce it later --furthermore, if you ever become uninsurable by the standards of the old system, the new system protects your right to insurance at the cost everyone else pays.
As someone who carried a personal policy when I was younger which had gaping holes in it, I would've gladly accepted a universal change to the system, even if it cost me more at that time, to fix a market that gave me cheap insurance, but insurance that didn't cover all aspects of my health.
