General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forums"I got mine, so fuck you"
This is the attitude of the Repugs, right?
So to see some of the people on here bashing members who are stating that their healthcare rates have gone up and aren't happy about it, all the while touting how great ACA is because THEIR rates are miniscule is disheartening.
Guess "I got mine, so fuck you" cuts both ways, huh?
Fumesucker
(45,851 posts)Just so long as it's not me.
At this juncture I think of it as chumming the snark tank.
petronius
(26,602 posts)Bigmack
(8,020 posts)B2G
(9,766 posts)to have based the subsidies on net adjusted income after taxes. We just missed the cutoff off for family income qualification, and it's killing us.
We have 2 boys in college and our current plan no longer qualifies under the ACA. Not sure what we're going to do yet...still exploring options, but it's not looking pretty.
liberal N proud
(60,334 posts)I think it is aimed at keeping trolls from throwing propaganda around.
DU has always demand accountability for anything posted. That is until we go juries.
BlueCheese
(2,522 posts)That sounds accusatory and intrusive to me.
It's also a level of evidence that is not demanded of people with the opposite point of view. It feels too much like the denial that we see on the other side-- your situation doesn't fit my world view, so you must be lying.
I've seen people with tens of thousands of posts called trolls or RW shills for complaining about their experiences with the ACA website. Just as there are people here who appear to relentlessly seek out the negative, there are those who simply refuse to believe anything less than the most positive.
seabeyond
(110,159 posts)BluegrassStateBlues
(881 posts)Aerows
(39,961 posts)"I'm out of the womb so fuck anybody that isn't yet, I don't want to pay for them."
bunnies
(15,859 posts)Fits my situation better.
Response to B2G (Original post)
Post removed
The Midway Rebel
(2,191 posts)So, it is an eye roll to hear people complaining about being hung with too long of a rope. Perspective is everything here.
stevenleser
(32,886 posts)seabeyond
(110,159 posts)Aerows
(39,961 posts)when harping about paying for maternity care that they were born themselves. It's unreal.
seabeyond
(110,159 posts)Aerows
(39,961 posts)we are both human beings so I don't see why we don't share each other's burdens in paying the same for health care.
leftstreet
(36,108 posts)At the best of times they tend to confuse policy with personality and are easily offended
We must be kind and compassionate as they cope with the effects of the ACA on working class people
quinnox
(20,600 posts)nailed it. They get outraged if they see anyone saying the ACA is less than perfect. It is their baby.
Whisp
(24,096 posts)Of course I could be wrong, but I see some very familiar names who have had nothing good to say about Obamacare, or the President, for long years and it seems that it is those people that are getting so ripped off! Curious!
B2G
(9,766 posts)actually read the bill 3 'long years' ago and knew what was coming.
seabeyond
(110,159 posts)people and it was the first step into what we want and need. i did not have the expectation of it doing much at all for me because i am in a much high bracket. am i getting screwed on insurance? you betcha. and i want something done about it, and i am hoping it will come in time. but ACA is much needed and will be good for many many people and on the way to something better for all of us. i am not so selfish as to think that we need to throw it in the trash cause i am not getting mine.
i am getting mine in a hell of a lot of others ways, that they are not getting theirs.
Aerows
(39,961 posts)They decided to let you be born. No matter how angry it makes you to pay for maternity care, or how angry it might make a woman to pay for your prostate care, that's why it is called a pool. We all take care of the pool equally if we want to swim.
It may not be the pool you want, that you can swim in all by yourself, or the pool you think you deserve, but there is one.
Get over it.
Tarheel_Dem
(31,234 posts)You folks in Canada probably have complaints, too. We are at baby steps down here, and some people expect miracles overnight. And then again, some people just like to complain because they aren't able to watch the world burn or rule over the entire world as they seem to think is their rightful due.
It's a good thing, and we are getting there, and people need to quit griping. And it says a lot when I'm saying it because I, in particular, gripe quite a bit.
BluegrassStateBlues
(881 posts)for my mother who has never had insurance in her life?
How will I ever overcome the effects of such horror?
Mojorabbit
(16,020 posts)You have a wonderful deal. Not everyone will be so lucky. Here is one group that will not be. http://www.usatoday.com/story/news/politics/2013/09/23/aca-family-glitch-issues/2804017/
A little compassion for those people who will not be so fortunate would be a nice thing.
BluegrassStateBlues
(881 posts)I'm not "confused with personality"... the goddamn law is HELPING me.
Mojorabbit
(16,020 posts)but I still have compassion for those who are not so lucky. I am sick of the, I got mine so too bad for you attitude on the board today.
BluegrassStateBlues
(881 posts)When they don't accuse people that like the law of just doing so out of ardent support for the President.
P.S. Glad to hear it is helping you as well.
Aerows
(39,961 posts)originates because we have men complaining that they have to pay the same rates as women; they think they should pay less. They don't seem to realize that every pregnancy has been caused by a man, including their own, and wombs need coverage, too. I don't have a penis and don't particularly know the ailments that affect it, but I don't advocate that we quit caring for them.
duffyduff
(3,251 posts)gollygee
(22,336 posts)It sounds more like, "I've been getting mine all along and I feel entitled to continue getting mine, so fuck you."
B2G
(9,766 posts)But it doesn't lessen the economic impact for some of us.
I would love to be able to afford higher premiums and deductibles to assist those in need. It's just very difficult to do right now in this economic environment.
But we can't do without coverage, so I imagine we'll get by somehow. It's just not going to be very easy.
gollygee
(22,336 posts)We've been paying more for years or decades because we're women. How much more have I paid over the years for insurance because I'm a woman? And it hasn't been easy for me. I have had very difficult economic times in my life, and I had to pay more because I'm a woman.
You're complaining about a loss of privilege that half of the people have never had.
Change has come
(2,372 posts)This is the attitude of some conservatives.
B2G
(9,766 posts)Aerows
(39,961 posts)that "I'm out of the womb and don't have one so fuck everyone that doesn't have a penis that causes pregnancy to begin with", too.
LanternWaste
(37,748 posts)The rates are higher than I'd like, I'll be doing some additional budgeting to meet the payment obligation, and I've got zero problems with that.
I've got mine, and I'll do my part to see that you get yours...
ScreamingMeemie
(68,918 posts)It all comes down to defining "mine."
I will have to budget a rate that will take some major work.
But, I will be able to actually see a doctor for the first time in 4 years.
"Mine" is going to be a struggle. It's a start, and it needs to be worked on.
This does not make me a lockstepper. I was surprised that I was able to find coverage.
SammyWinstonJack
(44,130 posts)RandiFan1290
(6,235 posts)tenderfoot
(8,436 posts)eom
ProSense
(116,464 posts)People are complaining about plans that include care for women.
This entire thread is filled with such comments: http://www.democraticunderground.com/10023824490
Shared cost is a tenet of every universal health care system.
http://www.democraticunderground.com/10023829290
Yo_Mama_Been_Loggin
(107,996 posts)The establishment Republicans know this. The Michelle Bachman wing on the other hand isn't worried because they think Jaysus is coming soon.
Baitball Blogger
(46,715 posts)This is how we get to he "I got mine, you get yours" stage:
(1) First, they game the system by ignoring the Fourteenth Amendment. This happens when the public sector networks directly with the leaders in the private sector -- and neither one of them gives a damn about due diligence to ensure that they are not screwing over people who they are suppose to be representing.
(2) To protect their turf, local government will offer inducements to buy support, and quiet opposition. Many of these inducements fall under the category of civil torts, which are rarely challenged because of the complications in the legal field.
(3) So government continues to undermine its own communities by jumping the process in order to buy loyalties.
That is the "I got mine, you get yours" structure in a nutshell.
haele
(12,657 posts)I have a strong idea on why some people are complaining about their health care rates going up. I do sympathize for them. Here they are, young or fairly young, fairly healthy, and presumably underpaid for what they do. They were able to pay for exactly what they wanted, if they "needed" it. So yeah, an extra $200 a month will cause some pain.
In some cases, they have an employer who is totally f'ing them over either to make a point against the ACA, as an excuse to cut overhead, or because of some weird fear of tax increases because their plan was "cadillac".
In other cases, insurance companies are dumping their loss-leader policies that took more in with premiums than they paid out each year - which is what most "basic" or catastrophic plans are - to comply with the requirements of ACA.
Believe me, it's sticker shock. And I understand why it's disheartening, and why people can get angry, and I really do commiserate with your pain, but I have to sadly say "welcome to the real world".
I've lived with this sort of cost burden for the past seven years since my husband became disabled, and I make too much money for him to be able to go on Medicare. Which means, I also make too much money to get a decent subsidy on the ACA.
Here's a history of health insurance as a bit of a cautionary reality check.
***************
I've had various levels of health care through various employers and have had to look at COBRA off and on for a looong time - since 1990.
My parents had me on "Health Net", an HMO plan with UW back when I was a teen, and once I had a job, I helped pay my portion of any co-pays or deductible costs, because Dad was still a Student Teacher/Substitute Teacher and Mom was still working her way through the secretary pool into an Administrative Manager position.
The first time I experienced health insurance was when I were 16 and broke my foot playing soccer - my parents were glad to pay $35 a month for the family; at least we only owed the hospital around $75 total for the doctor and treatment, and the meds, cast removal, and physical therapy only cost me about $30 over the next six weeks while they paid off the hospital bill.
I then had "socialized" health care when I was active duty.
And then - I left active duty and got a "real full-time job" in 1990 and saw what you were paid when you were were offered "cadillac" pick and choose insurance through the employer as a single female 30 year old - at $75 a paycheck (every two weeks) premium and a $750 deductible.
Sure, one saw significant savings when it was dropped down to catastrophic - maybe you paid $50 - $100 a month for a BCBS basic plan (price range from 1992 to 2002, when I went on catastrophic to reduce costs); but you were on the hook for pretty much everything that happened to you - anything from a nasty case of the flu ($600 to make sure it wasn't pneumonia in 1997) or a serious sprain that cost upward of $5K in 2001.
You still had insurance policies that go up anywhere from 5% - 35% every single year for no discernible reason over 12 years. You still experienced deductible jumping by $100 - $250 every time you hit a major age milestone - which appeared to be every five years.
Twice I was lucky, and able to get (1) sick, and (2) injured, while I was on my 2-weeks reserve duty, so I was able to get that sweet, sweet socialist health care from the Navy.
Otherwise, if I just "felt really bad", or when I became peri-menopausal, or if I might have had a history of high blood pressure, late onset diabetes, or cervical cancer in my family, a catastrophic plan meant I paid at least $200 every time I visited a doctor to run the screening and order the tests, and if I was referred to a specialist, there went another $500+ out of pocket.
That was my experience on employer-provided health care on BCBS (and similar pricing on AETNA) catastrophic insurance. And yes, I checked the marketplace to see if I could get cheaper every single year. While it didn't cost much if I didn't see the doctor other than for a wellness check, if I had had a condition that was already under control (which I didn't), in my experience as a single person during the 1990's, you pretty much paid 20 - 40% of costs after the negotiated price no matter what.
As for COBRA, which I didn't take, hoping to get a job within 6 months of a lay-off, I would have had to pay $780 a month in 1998 just to continue my catastrophic insurance plan.
That was my reality. Of course, as a 30 - 40 year old, non-smoking childless woman that was just over optimal weight for my height (not fat, just 25%BMI), I was still paying twice as much as a man my age and condition, so perhaps the comparison to the average compliant isn't as valid.
Y'know, until I got married in 2002, when I decided to pay the increased premium for a reasonable limit on co-pays and deductibles, I stayed on catastrophic to be able to make payments on the medical bills I had been incurring over the previous ten years every time I had an issue that needed more than a simple doctor's visit and some OTC meds. Oddly enough, my co-pay and deductible costs went down when I went on the family plus plan, because more was covered. I still pay out the butt, and we still live paycheck to paycheck, despite being in "the 25%", whatever that means, because of medical insurance and medical payments. I'd much rather pay 7% more in FICA and Social Security and have single payer, but that might have to be down the road a bit more.
**************
See, I'm old enough to remember when Medicare started, and when the Kaiser plan of HMOs was established, there were all sorts of costs issues and problems that it took several years to iron out.
I remember my parents shock at the sudden 75% jump their "not for profit" HMO made to the premiums in 1979 when it was discovered that they were losing significant money and on the verge of bankruptcy because they had set the cost point too low. 75%. It went from $40 in January of 1979 to $70, then up to $80 later that year for a family of 3 - and their co-pays went up 50%.
When the average rent on a 2-bedroom house in that area was only $120 a month, and the average wage was $500 a month, that's a significant cost increase to a working family that went on the HMOs for access to low-cost health care.
I suspect that a lot of the ACA issues in pricing come from anticipation of the very problems that were experienced whenever a new health care provider system was rolled out.
I would definitely prefer single payer for all to the ACA. ACA has some serious flaws and loopholes that, if Congress were somewhat sane as they were back in the 1960's and 1970's, can be fixed and those high premiums, deductibles, and donut holes start to disappear. The ACA can be better.
But until then, I'm just "happy" my insurance isn't going up too much more, and that more people are able to at least get decent health care.
BTW, after a while, when I see the same person spamming their complaints, I'm wondering if they're doing so because they want the ACA gone so they can return to that sweet, cheap, hope you-better-not-need-it subsidy to the insurance companies they were getting before, or were able to pretend they were always healthy enough that they wouldn't think about getting health insurance until they started to feel they were slowing down.
And just think about the sticker shock they'd see then!
Haele