I think the premium is 8000, the subsidy is 7000, you pay 1000 per year. In my case the silver plan had a much lower deductible than the bronze plan so check that out.

magical thyme

(14,881 posts)

3. that was for the SILVER plan

Reply to Cicada (Reply #2)

Thu Oct 10, 2013, 10:44 PM

Oct 2013

It says for the bronze plan, my estimated payments are 0.

Bronze Plan

The premium and subsidy amounts above are based on a Silver plan. You have the option to apply the subsidy toward the purchase of other levels of coverage, such as a Gold plan (which would be more comprehensive) or a Bronze plan (which would be less comprehensive).

For example, you could enroll in a Bronze plan for about $0 per year (which is 0% of your household income). By enrolling in a Bronze plan, you would receive $6,726 in subsidies, which would cover the entire amount of your Bronze premium. For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a Silver plan.

Motown_Johnny

(22,308 posts)

4. Do you qualify for the Medicaid expansion?

Reply to magical thyme (Original post)

Thu Oct 10, 2013, 10:46 PM

Oct 2013

I don't want to be an alarmist, because I don't really know how this works out and just found out about this the other day... but..... If we are talking about the Medicaid expansion.....

http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Eligibility/Estate-Recovery.html

^snip^

State Medicaid programs must recover certain Medicaid benefits paid on behalf of a Medicaid enrollee. For individuals age 55 or older, states are required to seek recovery of payments from the individual's estate for nursing facility services, home and community-based services, and related hospital and prescription drug services. States have the option to recover payments for all other Medicaid services provided to these individuals, except Medicare cost-sharing paid on behalf of Medicare Savings Program beneficiaries.

Under certain conditions, money remaining in a trust after a Medicaid enrollee has passed away may be used to reimburse Medicaid. States may not recover from the estate of a deceased Medicaid enrollee who is survived by a spouse, child under age 21, or blind or disabled child of any age. States are also required to establish procedures for waiving estate recovery when recovery would cause an undue hardship.

States may impose liens for Medicaid benefits incorrectly paid pursuant to a court judgment. States may also impose liens on real property during the lifetime of a Medicaid enrollee who is permanently institutionalized, except when one of the following individuals resides in the home: the spouse, child under age 21, blind or disabled child of any age, or sibling who has an equity interest in the home. The states must remove the lien when the Medicaid enrollee is discharged from the facility and returns home.

magical thyme

(14,881 posts)

6. No. Maine opted out of the Medicaid expansion.

Reply to Motown_Johnny (Reply #4)

Thu Oct 10, 2013, 10:48 PM

Oct 2013

Here is what it says for me:

Results

The information below is about subsidized exchange coverage. Note that subsidies are only available for people purchasing coverage on their own in the exchange (not through an employer). Depending on your state's eligibility criteria, you or some members of your family may qualify for Medicaid.

Household income in 2014:174% of poverty levelUnsubsidized annual health insurance premium in 2014:$8,150Maximum % of income you have to pay for the non-tobacco premium, if eligible for a subsidy:5.11%Amount you pay for the premium:$1,021 per year
(which equals 5.11% of your household income and covers 13% of the overall premium) You could receive a government tax credit subsidy of up to:$7,129
(which covers 87% of the overall premium)

Bronze Plan

The premium and subsidy amounts above are based on a Silver plan. You have the option to apply the subsidy toward the purchase of other levels of coverage, such as a Gold plan (which would be more comprehensive) or a Bronze plan (which would be less comprehensive).

For example, you could enroll in a Bronze plan for about $0 per year (which is 0% of your household income). By enrolling in a Bronze plan, you would receive $6,726 in subsidies, which would cover the entire amount of your Bronze premium. For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a Silver plan.

uppityperson

(115,677 posts)

9. That recovery thing has been going on since at least 1987 and is for only a few circumstances

Reply to Motown_Johnny (Reply #4)

Thu Oct 10, 2013, 10:55 PM

Oct 2013

that being long term care facilities and associated costs, and as in the excerpt below, at least for WA.

Link for WA
http://www.washingtonlawhelp.org/resource/estate-recovery-for-medical-services-paid-for

June 1995 - May 2004: The following Medicaid-funded services provided from June 1995 through May 2004 to persons age 55 or older are subject to estate recovery:

Adult day health
Community Alternatives Program (CAP)
Coordinated Community Aids Service Alternatives (CASA)
COPES
Medicaid personal care
Nursing home care
Outward Bound Residential Alternatives (OBRA)
Private duty nursing
Traumatic brain injury (TBI)
Hospital and prescription drug services provided to people while receiving benefits under one of the other listed programs

Another link and more info
http://assets.aarp.org/rgcenter/il/2005_06_recovery.pdf