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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsWOW ACA! - I know why GOP running scared
WED OCT 09, 2013 AT 04:58 AM PDT
WOW ACA! - I know why GOP running scared
by agkhalil123
Anyway - we live in PA and my son was able to get rates starting at 45$ and up. We are now comparing different Blue Cross Silver Plans but the subsidies were awesome. Also, I contacted the 800-318-2596 and got some assistance and they were very helpful and polite. We're going to reach out to Blue Cross to get a bit more info but we was very pleased. Blue Cross has a Tier system at the Silver level and above which provides my son with access to almost all hospitals in the region but out of pocket costs will vary depending on the Tier he uses.
GOP is scared and threatening a coupe because ACA is changing the US for the better. Stand with President Obama - the future of our wonderful nation is at stake.
http://www.dailykos.com/story/2013/10/09/1245536/-WOW-ACA-I-know-why-GOP-running-scared
Renew Deal
(81,871 posts)Astroturf
thucythucy
(8,086 posts)What do you mean, "Astroturf"?
Renew Deal
(81,871 posts)It gets all of the talking points across, conveniently includes the phone number, names the specific product. I doubt it's authentic.
Fawke Em
(11,366 posts)We liberals are known for being accurate and helping others by providing specific information.
Iliyah
(25,111 posts)Conservatives, i.e. tea nuts, give Liberals a bad name when it comes to intelligent thought and good writing.
thucythucy
(8,086 posts)and your seeming belief that people with family members hitherto uninsured are inarticulate, you have nothing.
I think it's somewhat irresponsible to throw accusations like "astroturf" around without any basis beyond your own prejudice. Our opposition reads this website too, you know. I can just hear Limbaugh tomorrow: "My friends, don't believe the nonsense the left-wing media is trying to feed you about Obamacare gaining support. Even the radical-left Democratic Underground concedes that these stories are written by professional writers trying to dupe you into supporting this socialist program..." In other words: I don't like giving the bastards any ideas they might not otherwise get on their own.
Now, if you had some actual evidence that this was astroturf, beyond it being "too well written" to be real, that would be something else.
Maybe I hang out with too many good writers, but I think you shouldn't automatically assume that anything intelligent, articulate, and to the point is produced by the elites.
Renew Deal
(81,871 posts)And we accuse the RW of doing it all the time.
I hang around a lot of normal people and some of them are good writers, but most don't include talking points, irrelevant phone numbers, etc in their writing.
My advice to you is to stop listening to Limbaugh. Then you don't have to worry about what he says.
thucythucy
(8,086 posts)beyond your own suspicions.
We accuse the RW of astroturfing because it's something they actually do. We have solid evidence that it happens, has happened, is happening. This is beyond simple "suspicion," and I reject the idea that there's some sort of equivalency here.
I don't listen to Limbaugh, except when people here post something particularly egregious that he's said or done. That said, though his influence is, thankfully, waning, it's still important to know what the opposition is on about.
And I don't see the phone number as "irrelevant"--it's the number the writer called. And I don't see any obvious list of "talking points," other than the fact that people seem to be finding out for themselves that the ACA isn't the horror the far right has been portraying it to be. As for the details about particular policies etc., I suppose people in her area might be happy to know.
Whatever. I've said my piece, and I doubt we'll come to any agreement about this.
Best wishes.
karynnj
(59,504 posts)who wrote the diary. This user has written 4 dairies going back a year ago. (A diary in DailyKos is more difficult than a post here - so there are many members with none. I think that diary writers do spend much more time editing than people typically do here.) There is nothing to suggest that this is not what it says it is.
Link to profile - http://www.dailykos.com/user/agkhalil123
TroglodyteScholar
(5,477 posts)I don't know whether it's real, but I wouldn't develop an opinion that rests on the high quality of writing....
Orsino
(37,428 posts)Not because I doubt the efficacy of ACA for millions of us, but because it reads like ad copy.
Tikki
(14,559 posts)Tikki
Myrina
(12,296 posts)Hmmmm ....
NoOneMan
(4,795 posts)I love cheesecake and I hate waiting for it as well
Demo_Chris
(6,234 posts)Skittles
(153,193 posts)fascisthunter
(29,381 posts)in 30 seconds
TeamPooka
(24,254 posts)SecularMotion
(7,981 posts)BumRushDaShow
(129,442 posts)PA is one of the states where HHS is running the exchange and where Cor-butt refused to expand Medicaid without his extortionist list of demands.
Hope that others in the state can get signed up - whether online, on the phone, or at a nearby designated health center.
watoos
(7,142 posts)told his young son and daughter to sign up for Obamacare. They looked at the cost and complained to dad. It turns out that dad used the "you're paying more than that for your cell phone argument."
It just tickles my fancy when I hear of Republicans signing up, young Republicans to boot.
Gothmog
(145,554 posts)Stories like this story scare the GOP
tridim
(45,358 posts)The GOP already knows the ACA is going to work and be very popular.
rhett o rick
(55,981 posts)machines fixed soon. No more worry about gerrymandering or voter disenfranchisement.
flamingdem
(39,321 posts)Exactly. Most people will be happily surprised and have $ to spend elsewhere for a change.
rhett o rick
(55,981 posts)I have a couple of friends that are not crazy liberals but definitely not Republicans that have questions. I would love to direct them to a site. There are a lot of fake sites out there.
grantcart
(53,061 posts)and check out the market themselves.
I just logged on and got on without any of the traffic problems.
It only takes a few minutes if there are no traffic problems.
rhett o rick
(55,981 posts)millions will be covered by health insurance that werent before, who will pay. I try to explain but I need a site that will do a better job with specifics about the cost of health care per person compared to other major countries, etc. How the ACA will restrict the amount of profits that can be scraped off the top by insurance companies. How the ACA will help small businesses compete with big businesses that can get better deals from insurance companies.
I have searched for a good site but there are lots out there pushing false data to discourage signups.
grantcart
(53,061 posts)could get on the health care market.
I have talked with several small business owners who have done just that and in every case they are stunned at how much better the marketplace plans are.
Small business owners should go to SHOP the portal for small businesses. They have to wait until 2014 to sign up but they can get a good idea of what the plans will look like by shopping on the individual market.
Go here to find out more specific information about small businesses and tax credits.
https://www.healthcare.gov/small-businesses/
I have talked with about a dozen people this week and everyone I talked with are not the least bit interested in the politics, people only want to find out what kind of plan they can get and how much it will cost them.
Yesterday I talked with two different small business owners (both Republicans) and they both said basically the same thing: Republicans are all about competing in the market so they don't want the ACA shut down, they want to see what the actual results are. Interestingly both had spent hours trying to get on the site.
rhett o rick
(55,981 posts)recently went up about 25%. They want to blame it on the ACA. I tell them that's it's their insurance companies trying for one last gouge. They hear all the bad stuff promulgated by the Corp-Media. I had a checker at the grocery store the other day that is in a union threatening to strike because the company (Fred Meyers) is cutting back hours to below 40 hours to get out of paying health insurance benefits. She was blaming the ACA. I need good clear ammunition to respond.
grantcart
(53,061 posts)ACA caused grandfathered plans to go up or not because there is no parallel universe where you can make a comparison.
Health care plans have been going up every year for decades.
The ACA will, over time, will bring all costs down for several reasons not the least of which is hospitals no longer can jack up prices for indigent care and the medical loss ratio is now capped.
I understand that the people you are talking about are not in the market, that doesn't mean that they cannot go on the website, create an account and see what plans they would be eligible for if they were in the market. The clearest ammunition is when people see for themselves what is being offered to people like them who are eligible. Small businesses aren't eligible this year but will next year.
Everyone understands that the larger the pool the better the competitive advantage. What has happened is that all of the people who were not eligible have now been put together and now constitute the largest single pool in the market. If they want to see what advantages that brings then they just have to log on and check.
You will never be able to get around the "ACA did this to my plan" charge because you cannot compare apples to apples without getting all of the details of their plan, and if their union or company was overpaying for a Cadillac plan then they will be paying a tax on that as well.
zipplewrath
(16,646 posts)I'm constantly amazed by the false information that the ACA promoters write about it. There are no medical loss ratio requirements on hospitals, only insurance companies. The hospitals can continue to jack up their prices based upon what the market will bear. Only their medicare and medicaid prices are controlled in any real fashion. And even the administration admits that those prices will continue to rise at roughly 6-7% per year.
grantcart
(53,061 posts)on others are a) not particularly well informed b) too lazy to Google.
Medical Loss Ratio is for the insurance company and I explain that in detail here:
http://journals.democraticunderground.com/grantcart/255
You are particularly misinformed by the new price controls that hospitals fall under:
The hospitals can continue to jack up their prices based upon what the market will bear.
New Requirements for 501(c)(3) Hospitals Under the Affordable Care Act
The Affordable Care Act (ACA), enacted March 23, 2010, added new requirements that hospital organizations must satisfy in order to be described in section 501(c)(3), as well as new reporting and excise taxes.
Because many of these provisions are effective for tax years beginning after the date of enactment, revision of the core Form 990, the Form 990 Schedule H and instructions has been a priority for the Internal Revenue Service (IRS).
As the IRS develops the new forms and guidance to implement the ACA, the IRS goals will be to:
allow hospitals to clearly describe their activities and policies;
minimize burden to the extent possible; and
capture compliance information as required for adherence with the statute.
New Requirements for Charitable 501(c)(3) Hospitals
Section 501(r), added to the Code by the ACA, imposes new requirements on 501(c)(3) organizations that operate one or more hospital facilities (hospital organizations). Each 501(c)(3) hospital organization is required to meet four general requirements on a facility-by-facility basis:
establish written financial assistance and emergency medical care policies,
limit amounts charged for emergency or other medically necessary care to individuals eligible for assistance under the hospital's financial assistance policy,
make reasonable efforts to determine whether an individual is eligible for assistance under the hospitals financial assistance policy before engaging in extraordinary collection actions against the individual, and
conduct a community health needs assessment (CHNA) and adopt an an implementation strategy at least once every three years. (These CHNA requirements are effective for tax years beginning after March 23, 2012).
The ACA also added new section 4959, which imposes an excise tax for failure to meet the CHNA requirements, and added reporting requirements under section 6033(b) related to sections 501(r) and 4959
Notice 2010-39, 2010 IRB 24 (June 14, 2010) described the new requirements and solicited public comments..
Requirements Related to Financial Assistance and Emergency Medical Care
On June 22, 2012, the Service issued proposed regulations which provide information on the requirements for charitable hospitals relating to financial assistance and emergency medical care policies, charges for emergency or medically necessary care provided to individuals eligible for financial assistance, and billing and collections. A public hearing on these proposed regulations was held on December 5, 2012.
CHNA Requirements
Notice 2011-52, addresses the CHNA requirements. Hospital organizations may continue to rely on the guidance provided in Notice 2011-52 for CHNAs conducted and implementation strategies adopted up to 6 months after April 5, 2013.
On April 3, 2013, the IRS issued proposed regulations on the CHNA requirements (formal publication on April 5, 2013). The proposed regulations also discuss the related excise tax and reporting requirements for charitable hospitals and the consequences for failure to satisfy the section 501(r) requirements.
On August 14, 2013, the IRS issued temporary regulations and proposed regulations under sections 6011 and 6071 on how to report any section 4959 excise tax owed for failing to meet the CHNA requirements. The temporary regulations provide that a charitable hospital organization liable for the section 4959 excise tax must file a return on Form 4720, Return of Certain Excise Taxes Under Chapters 41 and 42 of the Internal Revenue Code. The form must be filed by the 15th day of the fifth month after the end of the charitable hospital's tax year during which the liability under section 4959 was incurred. The proposed regulations provide that written or electron comments and requests for a public hearing must be received by November 13, 2013.
Core Form 990 and Schedule H Revisions for Tax Years 2010 and 2011
Form 990, Return of Organization Exempt From Tax, was redesigned for tax years beginning in 2008 after significant and continued input from the tax-exempt sector, including the tax-exempt healthcare community. Schedule H was developed as part of the redesign of the form.
Form 990, Schedule H, Part V, Section B was added for tax years beginning in 2010. It is intended to provide hospitals with ample opportunities to describe their policies and activities related to compliance with ACA requirements and to explain how they are complying with the new requirements. Further revisions were made in 2011 after public input was considered.
New Questions on 501(r) Requirements on a Facility-by-Facility Basis
Hospital organizations file a single Schedule H with the organization's Form 990 for tax years 2010 and 2011. Schedule H, Part V, Facility Information has been expanded to include several new sections for tax years 2010 and 2011:
Section A: The filer will list the hospital facilities it operated during the tax year.
Section B: The filer will report separately on the activities, policies and practices of each of its hospital facilities listed in Section A. Since non-hospital healthcare facilities are not required to meet the requirements of section 501(r), hospital organizations do not need to complete Section B for any of its non-hospital health care facilities listed in Part V, Section C.
Section C: The filer will list its non-hospital health care facilities that it operated during the tax year.
Note: Only Part V, Section B of the Form 990 Schedule H requires separate reporting for each individual hospital facility. All other portions of Schedule H will be completed on an organization-wide basis.
New Questions on Section 501(r) Requirements in Part V, Section B
Form 990, Schedule H, Part V, Section B was revised for tax years beginning in 2010 and 2011 to include new questions relating to the new section 501(r) requirements of the ACA, and asks for information concerning each hospital facilitys financial assistance, emergency medical care, and billing and collection policies.
New questions relating to CHNAs were also added to Schedule H, Part V, Section B, but these questions are optional for tax years 2010 and 2011 because the CHNA requirements of section 501(r) are only effective for tax years beginning after March 23, 2012.
TY 2011, Part 5, Section B - Section B is Required
The IRS considered public input on Part V, Section B and made revisions to Part V, Section B for the 2011 tax year. Notice 2012-4 notifies hospital organizations that are required to file Form 990 for tax year 2011 that they will be required to complete all parts and sections of the Schedule H (except for lines one through seven of Part V, Section B relating to CHNAs, as these are optional for tax year 2011). The IRS anticipates making further revisions in future tax years and welcomes public input as described below.
TY 2012, Part 5, Section B - CHNA Questions May Be Required
Hospital organizations whose 2012 tax years began after March 23, 2012 are required to complete all questions on their 2012 Form 990, Schedule H. Hospital organizations whose 2012 tax years began on or before March 23, 2012 are required to complete all parts and sections of Schedule H for tax year 2012, with the exception of Part V, Section B, lines 1-8 regarding CHNAs.
Audited Financial Statements
If a hospital organization is required to file Form 990 Schedule H, the organization is required to attach a copy of its most recent audited financial statements to its return for tax years beginning after March 23, 2010. Organizations that file electronically are requested to submit their financial statements in Adobe PDF format.
Continuing Implementation Efforts
The IRS continues to seek input from the tax-exempt health care community as we work to refine the Form 990 and Schedule H to reflect the new ACA requirements and fully implement the ACA. As we move forward, the IRS will continue to work closely with the tax-exempt health care sector as we develop reporting requirements and guidance necessary to refine the Form 990 and Schedule H for future years and fully implement the ACA. The IRS welcomes additional input on how to improve Forms 990, 990-EZ and their related Schedules, including Schedule H. Input should be submitted to Form990Revision@irs.gov or the following address
zipplewrath
(16,646 posts)So you didn't claim in the to which I responded that hospitals were subject to the medical loss ratio?
grantcart
(53,061 posts)as to my sentence
The ACA will, over time, will bring all costs down for several reasons not the least of which is hospitals no longer can jack up prices for indigent care and the medical loss ratio is now capped.
The sentence remains 100% accurate. Hospitals can no longer dictate prices for indigent care and come under strict IRS regulations regarding how those costs are distributed. The word "and" in the sentence serves as a conjunction to another item of the same class or type and the word "hospital" is not the antecedent for "medical loss ratio".
Again I explained in detail what the MLR is here:
http://journals.democraticunderground.com/grantcart/255
It is really basic English.
Now this is just a word salad
So you didn't claim in the to which I responded that hospitals were subject to the medical loss ratio?
Sorry I don't have time for any more remedial English discussions.
reACTIONary
(5,771 posts)...on hospitals and doctors. With less to share they will have more incentive to do so, and with more enrolled they will have more leverage.
zipplewrath
(16,646 posts)Strangely, their actual profits only go up (since the percentage is limited) if the actual prices rise. There is sort of a preverse incentive to allow prices to rise since the actual dollar value of the profits will rise even as the percentages stay constant.
reACTIONary
(5,771 posts)displacedtexan
(15,696 posts)Will be astronomical.
I'm sure there are other examples of savings to taxpayers, too.
Who will pay? Almost everyone, including millions who couldn't get coverage before this.
politicaljunkie41910
(3,335 posts)www.whitehouse.gov/healthreform
and the one previously mentioned www.healthcare.gov
Both of these sites offer information about how the programs will work and the White House site even has answers to questions and a section called facts and myths. Rather than weeding through a bunchh of sites which may have dubious onformation as you alledge, just go straight to the source.
Some of the health care will be subsidized through advanced tax credits in which people can enroll and get their tax credits monthly to pay their premiums instead of waiting until after the year is over and filing a tax return and then receiving a tax credit. Hopefully these advanced tax credits will be paid directly to the health care providers so the program doesn't turn into into another Earned Income Tax Credit EITC scam.
Myrina
(12,296 posts)rhett o rick
(55,981 posts)for the subsidies and how will the taxpayers get that back?"
Renew Deal
(81,871 posts)rhett o rick
(55,981 posts)gopiscrap
(23,765 posts)mountain grammy
(26,648 posts)So far they're 0 for 2.
hue
(4,949 posts)RussBLib
(9,035 posts)...both Democratic ideas.
The GOP fears that the ACA will prove as popular, and they know they will lose ground politically.
What is really a fucking shame is that the GOP cannot see beyond its own self-interested nose to what is actually good for the country as a whole and not just what is good for the GOP.
Oh, to have two political parties that really cared about the well-being of the entire country. Fantasy, I know.
calimary
(81,466 posts)ashling
(25,771 posts)we should hold out for a convertible
byronius
(7,401 posts)Fuck the haters.
ffr
(22,671 posts)Had my insurance broker drop her rhetoric about ACA after she reviewed the two plans I was comparing to the one I'm on now through her. As she worded it, "those are rich plans! You'd be stupid not to switch."
I'm self-employed and will more than likely enroll in an ACA plan here this week. The math? Yes, $300/yr cheaper for a better plan.
rdharma
(6,057 posts)They were hoping that people wouldn't sign up for ACA coverage.
But it reminds me of the old Yogie Berra saying about the restaurant. "Nobody eats at that restaurant anymore..... because it's too crowded."
SoapBox
(18,791 posts)I heard a report on 1070am (LA) yesterday...400 small businesses wait the launch of their site, 56,000 people (hope that's right) signed up and the reporter called the phone line to check the wait time...one minute!
Amazing how people keep running the ACA down after only a week. I wonder how it was when SS and Medicare started?!?
Kablooie
(18,641 posts)Hyper_Eye
(675 posts)I live in Alabama where the ACA has been fought tooth and nail the whole way. The state refused the Medicaid expansion. Now I'm seeing friends post on Facebook that their premium is going to be >60% of their income. Then they immediately call the ACA a sham and say we should be electing more conservative Republicans to fight the law. They don't even know why someone making so little would be paying that much for their health insurance. The Medicaid coverage hole is going to screw this up for a lot of people. It has to be fixed.
kestrel91316
(51,666 posts)I tried to log in this afternoon AGAIN and this time couldn't even reach the login page, lol.
Buffoons.
But I know the difference between ACA and the software writers who are making things difficult for us.