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CreekDog

(46,192 posts)
Tue Oct 8, 2013, 10:00 AM Oct 2013

Defunding and Delaying Obamacare won't just break it, it will break the healthcare system

The centerpiece of Obamacare is getting the uninsured and sick covered by insurance to get them into group coverage at the cost of group rate policies.

To make that economically viable, healthy people must join the risk pool (smart for them because at any time, they may become a sick person).

Defunding: when you take away the subsidies for the low income people to be covered, they can't enroll, the risk pool is not what it's assumed to be and the pricing for the sick and those with preexisting conditions is based on a less healthy risk pool.

Delaying the mandate: the lack of mandate in my opinion, is slightly less critical, but again, it is designed to get healthy people to join the risk pool, the societal or area risk pools in their areas. Also it's designed to keep them healthy while they are young or while they are well for a longer period of time.

Experts who should be taken more seriously than me, insist on the individual mandate. My experience says that most people will get insurance if they can afford it, even if it's not required, because it's so nervewracking to lack coverage and because even small problems are things that everyone wants to get checked out from time to time.

So the problem with the Republican approach to Obamacare is that it doesn't take away the protections of Obama care, but guts the ability and encouragement of average people to participate.

While I think many think private healthcare is unsustainable, what Obamacare does for a big portion of the private market is make it more like a public utility and that model is more sustainable.

Regardless, though the idea of the insurance system collapsing actually does please some here, because they think it will allow single payer to follow it. The problem is that in the meantime, children, adults, the elderly and you, need care in the meantime. Anyone who suggests sacrificing them for a hypothetical option in the future is making a bet with other people's lives.

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