Does the ACA also offer dental and eye insurance or is it just health?

[diabeticman]

I tried getting on the site and can't get in now + friends are here and we are talking about it now.

[durablend]

1. Generally no dental or eye benefits n/t

[diabeticman]

9. thanks

[bigwillq]

2. I don't believe it includes dental

unless one qualifies for Medicaid Not sure about eye.

[diabeticman]

8. thanks

[ShadowLiberal]

3. For whatever reason dental is almost always separate from health insurance

I've never understood that. Why doesn't health insurance cover dental visits? Your mouth is a part of your body's health to.

[diabeticman]

5. I always thought dental and eye should be included as well

[Marrah_G]

11. It's frustrating

Even when I had Mass health there were 3 tiers of coverage. Free ( covered all dental too) and then two tiers of insurance that you could pay into the state for, depending on your income. Those two did not include any dental.

[JI7]

15. i know people who could afford regular dental care but don't do it

i guess it's not seen as "health" for many. they don't realize how important it is until something major happens which they could have easily avoided.

[Lex]

4. I found a link with an answer

http://www.medicoverage.com/health-insurance-blog/news/new-obamacare-health-plans-do-not-include-dental-vision

[diabeticman]

7. thanks

[Marrah_G]

6. In RI the exchange listed 3 different dental plans, but no subsidy for them

They ranged from 46 to 85 dollars per month.

[Barack_America]

10. Just health. But most eye diseases are covered by health insurance.

Vision insurance is geared primarily toward visual acuity.

The same is true of some dental issues.

[frazzled]

14. Yes, an annual eye exam or an eye problem will be covered with ACA insurance

That is, anything medical will be covered. But not glasses or contacts. Vision insurance covers a portion of the cost of frames and lenses, or contacts. It's the hardware part only.

[roamer65]

12. They will probably continue to be offered by employers.

In Canada, I understand that it's how they do it as well. Dental, vision, RRSP (like a 401k) and salary. Correct me if I'm wrong folks from Canada.

[rdharma]

13. Here's another link explaining benefits of ACA

http://www.benefitspro.com/2013/04/23/10-essential-facts-about-the-affordable-care-act-d

[TeeYiYi]

16. Take the amount of money you would expect to contribute...

...for a dental plan and put it into a savings account. Do the same for vision.

Until dental and vision are viewed as medical issues and covered by insurance, this is a viable financial alternative. Combined with what you would have paid out in copays, it should help.

TYY