General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsThe fact of the matter is-- those who could not get health insurance, now can.
Let's say it again a bit differently. If you have a pre-exisitng health condition that prevented you from obtaining health insurance, today, October 1st, 2013, you can now buy health insurance at an affordable cost.
That is slam dunk shit in mho.
riqster
(13,986 posts)I still can't afford to use the insurance I've had for 3+ decades.
legcramp
(288 posts)Need to STFU.
For DOGS sake, a little shared sacrifice to help those less fortunate won't hurt that much.
duffyduff
(3,251 posts)You don't have ANY clue HOW expensive this is, and in fact many people will NOT be better off but will be stuck with yet another bill they can't pay.
Lots more bankruptcies are on the horizon.
You? I call B. S.
duffyduff
(3,251 posts)The premiums are outrageously high, and if you have a change in income status, you may have to repay any subsidies, the income limits are laughably low, and the out-of-pocket expenses are astronomical.
Most people who are forced into these exchanges will be stuck in the most expensive bracket, the bronze plans that don't pay much of anything thanks to high deductibles and poor coverage.
It's a win-win, however, for the insurance industry that wrote the bill.
cbdo2007
(9,213 posts)Not even worth arguing with, but geez, based on feedback available anywhere your post is just wrong.
trumad
(41,692 posts)HappyMe
(20,277 posts)pnwmom
(108,978 posts)will be less than they are paying now. No longer will people with preexisting conditions be priced out of the market, and people who develop expensive illnesses won't have to worry that their insurance will be dropped. The bronze plans that you mention are the least expensive plans, not the most expensive, and the out-of-pocket expenses will be limited -- not astronomical.
For those with the lowest incomes, if they don't live in a state run by Rethugs (sorry for those who do!), they will have access to a greatly expanded Medicaid program.
The ACA isn't perfect but your post makes it clear that you haven't yet educated yourself on the details. It isn't too late. Go here:
healthcare.gov
leftstreet
(36,108 posts)pnwmom
(108,978 posts)But until now there has been no federal cap for any policies anywhere.
Are we better off or not?
IronLionZion
(45,446 posts)Are people still posting this after the marketplaces opened up and everyone can see for themselves the real prices and options?
Whisp
(24,096 posts)for one of those who have been crying here about how bad the ACA is for years now but is too embarrassed to use their real identity today because they would be laughed out of the joint - deservedly.
So much time hearing this made up right wing shit here against the ACA, and it just didn't work. Obama is not the devil working for insurance companies after all.
Whisp
(24,096 posts)I'm sure I've seen you here before.
Using your big sister's I.D. are you?
Thanks, trumad. Yes, thousands and thousands of Americans with pre-existing conditions can now obtain health insurance. That is one giant step forward in a good direction.
grantcart
(53,061 posts)But also it means that those that do have insurance will no longer have to pay for this segment of uninsured folks who, if they have a catastrophic event and go to the hospital, cause insured people to pay for the care of indigent.
Hospitals will be paying a tax but can no longer jack up costs and pass them on to the uninsured.
Warren DeMontague
(80,708 posts)LanternWaste
(37,748 posts)My company has never offered it, and an individual policy had been far too expensive for me to allow serious consideration. So my surprise when I averaged out five estimates for my coverage (three insurance calculators, one gov. calculator, and one college-study calculator) and found out that not only will it be affordable, it will be *very* affordable for me.
Had these prices been available prior to the AHCA, I would have been covered a long time ago. Kinda nice to be able to afford it for the first time.
noiretextatique
(27,275 posts)But because I had breast cancer, I am eligible for Medi-Cal. Am thankful that my friend, who is 46 and has never had a mammogram, can now afford to buy insurance. Hopefully she will not be eligible for Medi-Cal the way I did.