Technical question about Obamacare

[Butterbean]

Help for the clueless, please. Okay, so open enrollment rolls around every fall, and it's coming up soon in my husband's company. When that happens, what will we see on the options plans? Will it show up as "Affordable Care Act" or what? How is this stuff labeled? I swear I know next to nothing about this because the information out there is so profuse and confusing (not to mention all the conflicting opinions).

I just want to know what's going to happen when open enrollment comes around, and how that will change. Thanks in advance for humoring me.

[PoliticAverse]

1. Need more info. This is health insurance offered through your husband's company?

Do they give you a choice of insurers as well as plans?

[Butterbean]

3. Yes and yes.

It's IBM, and typically we have a choice of insurers, plans, and premiums.

[PoliticAverse]

6. You won't be on one of the public health care exchanges, probably very little will change for you.

(I know IBM recently announced they were moving retirees to plans via a private health care exchange).

[Butterbean]

8. Oh man, facepalm. I just clued in. Okay, thank you so much.

I appreciate you humoring my questions.

[Glassunion]

2. Is the insurance provided through an employer?

[Butterbean]

4. Yes, IBM. n/t

[Glassunion]

5. Most likely nothing will change at all.

[Butterbean]

7. Ah, okay, thank you!