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xchrom

(108,903 posts)
Thu Nov 29, 2012, 10:53 AM Nov 2012

Unaffordable Cost Seen for Some Under Affordable Care Act

http://www.bloomberg.com/news/2012-11-29/unaffordable-cost-seen-for-some-under-affordable-care-act.html

To Megan Hildebrandt, President Barack Obama’s Affordable Care Act means she can no longer be denied health insurance because of her lymphatic cancer.

There’s a big catch: Coverage for the 28-year-old artist and many other Americans without insurance will come at a potentially unaffordable cost.

Hildebrandt, who relies on hospital charity, will face more than $1,000 in annual premiums, by one estimate, and probably more in out-of-pocket expenses even with new federal subsidies. She and her husband have a combined income of $25,000.

“It’s great that I’m not going to have to pay some hugely impossible amount,” said Hildebrandt, who lives in Austin, Texas. “Though now I’m in the health-care system and still have to pay money that we can’t really afford.”
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madrchsod

(58,162 posts)
1. my two tier medicare is 120 a month.
Thu Nov 29, 2012, 11:21 AM
Nov 2012

she`ll pay less than i am. of course mine includes almost no copays and in some cases free or little cost medicine.

if the affordable care act is run like social security and medicare she`ll wonder why have we had for profit health care all these years.

still_one

(92,233 posts)
2. Problem is from what I understand she cannot take advantage of it until 2014. That is a long time
Thu Nov 29, 2012, 11:26 AM
Nov 2012

to wait

yardwork

(61,652 posts)
3. $1,000 in annual premiums is quite low. Many people pay $500 a month through their employers.
Thu Nov 29, 2012, 11:28 AM
Nov 2012

The overall problem, of course, is that none of us should be paying out of pocket for health care insurance. We should all be covered by Medicare and should all be pooling the combined cost - with the multi-billionaires paying their fair share.

dragonlady

(3,577 posts)
4. Many people now pay $1000 a month or more on the individual market
Thu Nov 29, 2012, 11:44 AM
Nov 2012

This is for insurance with a high deductible and 80/20 thereafter. Medicare for all would be a huge improvement.

libtodeath

(2,888 posts)
5. If I understood correctly from another thread
Thu Nov 29, 2012, 12:12 PM
Nov 2012

she will have the cost of premiums which is unknown but then almost 6 thousand in out of pocket expense max for care.

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