Conflicted voter says as small business owner can't afford Obama Care.

[efhmc]

Can you help lay out the facts simply to rebut this remark?

[jpak]

1. He doesn't know what he is talking about.

and making stuff up.

yup

[yourout]

2. Well I am a small business and the only way I WILL be able to afford it is after the exchanges come.

online.

I only have 3 employees and right now I have no way in hell to afford health insurance for us.

[JoePhilly]

5. If you have less than 50 employees, you are exempt.

[efhmc]

11. That's good info.

[yourout]

14. I WANT to offer help with health care but right now I can't due to the cost. I am hoping.....

the exchanges will help with the cost.

[hootinholler]

16. They will help some, but to say you can't afford Obamacare...

Is a bit off the mark. It implies you are required to buy something your business can't afford, which is far from the truth.

[NotThisTime]

3. How much is he paying extra? Does he not think being able to offer employees health benefits would

yield, better more long term employees? Perhaps he can get an exemption or tax credits offset the cost based on income. You don't have enough information to formulate an entire narrative I think.

[JoePhilly]

4. Try this article

http://www.slate.com/articles/business/small_business/2012/07/nfib_is_wrong_on_obamacare_the_aca_should_actually_help_small_business.html

[oswaldactedalone]

6. Total load of crap

I own a small business and I have no concerns whatsoever about it. I'm glad my employees will have the chance to purchase healthcare. We don't make enough to provide it although I have a personal policy, not a good one, but at least one that won't bankrupt me.

[efhmc]

10. I know that he is incorrect but "total load of crap" doesn't

Last edited Mon Oct 22, 2012, 10:39 AM - Edit history (1)

help me be ready the next time to explain how he/she is wrong.

[treestar]

7. Obamacare requires everyone to have insurance, but does not require employers to provide it

Employers have never been required to provide it. Many small businesses do not.

[Fumesucker]

12. I thought the mandate was toothless and largely unenforceable?

At least that's what I've read here on DU.

[Barack_America]

8. Here:

Should Small Businesses Really Fear Obamacare?
http://www.slate.com/articles/business/small_business/2012/07/nfib_is_wrong_on_obamacare_the_aca_should_actually_help_small_business.html

Firms with fewer than 50 employees are also exempt from the “employer responsibility” provision of the law that otherwise constitutes the biggest business burden in the legislation.The Affordable Care Act (in)famously requires that all individuals who don’t receive insurance from their employer or from a government program such as Medicare or Medicaid must buy their own insurance on a regulated exchange. Subsidies will be provided to those for whom such insurance wouldn’t be affordable. That could be seen as, in effect, penalizing firms that already offer insurance to their workers. To offset this, the law stipulates that companies whose employees receive subsidies to buy exchange plans must pay a financial penalty. That is supposed to deter firms from responding to the law by simply dropping existing insurance coverage. But the ACA doesn’t make small businesses pay that penalty.

Put the special subsidies and the exemption together, and the result is a law that’s pretty clearly a good deal for small businesses.

[efhmc]

13. Sad to say this has not been made clear to many small business owners.

Thanks for your help.

[Barack_America]

15. That was the intention of the Republicans.

Fear-mongering and noise to drown out the truth.

[efhmc]

17. Of course it is. Even on DU, there seems to be misunderstanding.

[rock]

9. Next we'll hear the big company owners can't afford Obama Care

You know, like Exxon (40 billion annual profit).