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Love Obamacare. (Original Post) mfcorey1 Oct 2012 OP
I will be assured of health care when I retire before age 65 Kolesar Oct 2012 #1
Well, you are assured that you will have to BUY "Bronze" Insurance... bvar22 Oct 2012 #3
I am paying half the premiums for health insurance right now Kolesar Oct 2012 #5
+1000. n/t pnwmom Oct 2012 #2
DU rec...nt SidDithers Oct 2012 #4

Kolesar

(31,182 posts)
1. I will be assured of health care when I retire before age 65
Mon Oct 8, 2012, 12:57 PM
Oct 2012

With a rather large subsidy, too, since I won't have much taxable income before collecting SS.

bvar22

(39,909 posts)
3. Well, you are assured that you will have to BUY "Bronze" Insurance...
Mon Oct 8, 2012, 01:53 PM
Oct 2012

...from a For Profit Insurance Corporation on your State Exchange.
The subsidy won't go to you, but directly into the pockets of the Insurance Corporation.
The quality of your "Bronze" coverage and the ability to convert it into actual Health "Care" will depend on your state, and your ability to come up with the deductibles, co-pays, and other costs.

I am currently unemployed, but have assets I have worked for my whole life. I am in the gap before Medicare (65) eligibility, but am unable to afford Health Insurance. The Insurance Corporation I choose on the State Exchange in 2014 will get a subsidy from the public treasury for covering me, but I have concerns about the quality and coverage of the mandated "Bronze" Policies, and the costs and difficulties in actually converting that into actual Health Care.

The Devil WILL be in The Details,
and in the funding and staffing of the Insurance Oversight Agencies,
and the facilitation of the processes to report and correct violations and "errors".

After several battles with Insurance Corporations in the past,
I have learned that Health Insurance does NOT = Health Care.
I hope my concerns are unfounded,
but my cynicism is honestly earned.
Good Luck to us all.

Kolesar

(31,182 posts)
5. I am paying half the premiums for health insurance right now
Tue Oct 9, 2012, 07:56 AM
Oct 2012

My premiums in the group plan at work are higher than the premiums will be when I retire. I will be getting a huge tax credit that will offset most of my premiums.

I am going to buy health insurance so that my savings is protected from the risk of an expensive hospitalization or disease. I don't need disbursements from a fund for every scratch or shot.

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