General Discussion
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(12,233 posts)people in the real world who actually use coupons. You get a coupon and get to shop that wonderful insurance market.
On the other side of the coin, if we all know its so awful for elderly, why is it so wonderful for the rest of us to "shop" for?
I know, eventually, we will get our "leaders" to pass a bill that most people support. 80% of this country wants a medicare for all type of system and F the insurance leaches. Let them die away, instead of people.
CTyankee
(63,912 posts)an extra, like I clip coupons to save a few cents here and there on stuff I buy at the supermarket. "Allowance" sounds limiting...here's your "pittance."
annabanana
(52,791 posts)true.
JBoy
(8,021 posts)jody
(26,624 posts)loyalsister
(13,390 posts)What would it be called??
Senior Life Extension card...
JaneyVee
(19,877 posts)former-republican
(2,163 posts)L0oniX
(31,493 posts)nolabear
(41,991 posts)She hates every minute of it, but we are working hard to give her the ability to read and use the computer while she still can. Can you imagine what it would be like if she was told to "go find yourself some insurance"? Sure, she has us to help, but so many people don't.
As a mental health practitioner I deal with insurance companies every day. Believe me, their purpose in life is to figure out how not to pay you, how to find paperwork problems,to challenge diagnoses, to second guess treatments and to place caps on anything they can. The toughest patients and practitioners often give up on treatment. How elderly, physically and mentally diminished people are supposed to stand up against that determination to deny benefits is beyond me, and if we accept a voucher system for our elders in this country we are in effect abandoning them to a system whose first loyalty is to their profit line.
Let's not do that, okay? VOTE.
elias7
(4,026 posts)90% of a person's lifetime health care expenditures occur in the last years of life, including severe illnesses, frequent hospitalizations and long drug lists. Insurance companies can't afford to insure the elderly, they would lose too much money, which is why medicare came into being in the first place.
Ask all these gop-idiots how they would plan to pay for their own health insurance once they retire...
tavernier
(12,400 posts)When I reached "that age" I got so much crap in the mail having to do with Medicare, both from the government and also from hawkers of private programs, that I accidentally tossed out my official card. The problem is that every advertiser trying to sell something these days is allowed to stamp "Official" or "Formal" or whatever they wish on the envelope. It truly is confusing, not to mention embarrassing when you have to call for a new copy.
GreenStormCloud
(12,072 posts)I am a senior citizen myself and I think my mind and my wife's (Also a senior) mind is still pretty sharp. She loves to work the daily sudoku before breakfast, solving the hardest ones in less than a half-hour.
nolabear
(41,991 posts)This is hard, hard stuff, and it doesn't improve. "Senior" can mean a 40 year span. Bodies need help in those years and insurance companies are champs at not providing that help.
Good luck to you and your wife. I'm not too far back there myself, and I want precedents set as fast as humanly possible!
GreenStormCloud
(12,072 posts)And they would be right to do so. It would be like me walking in off the street with a claim in my hand and demanding the claim be covered. I don't hate the health insurance companies. (I know, you didn't say I did. I have drifted off topic a bit.) They are caught in a difficult situation. Health coverage by the government or all people is the only real answer. Then the insurance companies would be free to cover the rest of the things that they do well, such as Life and Property.
Somebody needs to grab the bull by the horns and offer something like Medicare for everybody, with strong fraud control. I think that much of the political problem is that most of the legislators, both Democrat and Republican, don't understand the problem well enough to explain it to the average American.