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EarthFirst

(2,900 posts)
Mon Feb 24, 2020, 05:49 PM Feb 2020

A Miami man who flew to China worried he might have coronavirus. He may owe thousands. Read more he

After returning to Miami last month from a work trip in China, Osmel Martinez Azcue found himself in a frightening position: he was developing flu-like symptoms, just as coronavirus was ravaging the country.

Two weeks later, Azcue got unwelcome news in the form of a notice from his insurance company about a claim for $3,270.

Hospital officials at Jackson told the Miami Herald that, based on his insurance, Azcue would only be responsible for $1,400 of that bill, but Azcue said he heard from his insurer that he would also have to provide additional documentation: three years of medical records to prove that the flu he got didn’t relate to a preexisting condition.

While Azcue’s experience shows the potential cost of testing for a disease that epidemiologists fear may develop into a public health crisis in the U.S., one insurance expert sees the episode as a cautionary tale about the potential risks associated with deregulation in the insurance market.

https://www.miamiherald.com/news/health-care/article240476806.html

14 replies = new reply since forum marked as read
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A Miami man who flew to China worried he might have coronavirus. He may owe thousands. Read more he (Original Post) EarthFirst Feb 2020 OP
Even if you're insured, you may not be insured. marble falls Feb 2020 #1
Great, let's make healthcare so expensive people don't go to the Dr. dem4decades Feb 2020 #2
huh? Kali Feb 2020 #3
That would be one helluva long incubation period? PA Democrat Feb 2020 #8
Because he had one of those cheap junk plans Crunchy Frog Feb 2020 #11
It makes no sense to me at all muriel_volestrangler Feb 2020 #12
Company needed time to check with lawyers and accountants. Hermit-The-Prog Feb 2020 #13
Anyone who thinks we have "healthcare" in this country is deluding themselves. n/t Coventina Feb 2020 #4
We may end up learning the hard way in this country. Crunchy Frog Feb 2020 #6
If we get hit with a real epidemic in this country Crunchy Frog Feb 2020 #5
Poor people work when they're sick Rorey Feb 2020 #7
Yes, I was pilloried here once at DU for working when sick. Coventina Feb 2020 #9
If they never walked in those shoes Rorey Feb 2020 #14
Don't worry everyone gratuitous Feb 2020 #10

Kali

(55,011 posts)
3. huh?
Mon Feb 24, 2020, 05:59 PM
Feb 2020

how could "the flu he got...relate to a preexisting condition" that he would need 3 years of records for?

Crunchy Frog

(26,587 posts)
11. Because he had one of those cheap junk plans
Mon Feb 24, 2020, 07:14 PM
Feb 2020

That Trump has made available, and they don't have to follow the ACA regulations. So they're free to do crazy things like that.

If the hospital had any sense, it would simply eat the costs in the name of safeguarding public health.

muriel_volestrangler

(101,320 posts)
12. It makes no sense to me at all
Mon Feb 24, 2020, 07:19 PM
Feb 2020

The article says he had a specific test for flu, and it was positive. It wasn't symptoms that came, or could have come, from something else. They know he had flu. WTF?

Hermit-The-Prog

(33,349 posts)
13. Company needed time to check with lawyers and accountants.
Mon Feb 24, 2020, 07:30 PM
Feb 2020

While checking to see which course to take for most profit, they hoped the guy would just pay for it himself out of frustration.

Crunchy Frog

(26,587 posts)
5. If we get hit with a real epidemic in this country
Mon Feb 24, 2020, 06:08 PM
Feb 2020

it will result in millions of people being financially ruined. The epidemic will likely be worse than it needs to be because of reluctance to seek medical attention in people who are uninsured or underinsured.

To say nothing of the issues with workplaces that don't allow time off for illness.

This country could really be fucked.

Rorey

(8,445 posts)
7. Poor people work when they're sick
Mon Feb 24, 2020, 06:32 PM
Feb 2020

They can't afford to take time off. I know what it's like because I was one of them at one time. Taking time off work meant no food for my kids, or bill wouldn't get paid.

It's laughable when some companies want a doctor's report to verify that an employee was indeed sick. As if they can afford to go to the doctor.

This will likely get really bad.

Coventina

(27,121 posts)
9. Yes, I was pilloried here once at DU for working when sick.
Mon Feb 24, 2020, 07:07 PM
Feb 2020

Even though not working meant not eating.
So.....get sick and starve in virtuous isolation, I guess?

Yes, this is going to be bad.

gratuitous

(82,849 posts)
10. Don't worry everyone
Mon Feb 24, 2020, 07:08 PM
Feb 2020

President Trump says he has it all under control. Reassuring, yes? Whaddya mean NO!?

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