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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsA Miami man who flew to China worried he might have coronavirus. He may owe thousands. Read more he
After returning to Miami last month from a work trip in China, Osmel Martinez Azcue found himself in a frightening position: he was developing flu-like symptoms, just as coronavirus was ravaging the country.
Two weeks later, Azcue got unwelcome news in the form of a notice from his insurance company about a claim for $3,270.
Hospital officials at Jackson told the Miami Herald that, based on his insurance, Azcue would only be responsible for $1,400 of that bill, but Azcue said he heard from his insurer that he would also have to provide additional documentation: three years of medical records to prove that the flu he got didnt relate to a preexisting condition.
While Azcues experience shows the potential cost of testing for a disease that epidemiologists fear may develop into a public health crisis in the U.S., one insurance expert sees the episode as a cautionary tale about the potential risks associated with deregulation in the insurance market.
https://www.miamiherald.com/news/health-care/article240476806.html
marble falls
(57,097 posts)dem4decades
(11,296 posts)And the virus just explodes.
how could "the flu he got...relate to a preexisting condition" that he would need 3 years of records for?
PA Democrat
(13,225 posts)Crunchy Frog
(26,587 posts)That Trump has made available, and they don't have to follow the ACA regulations. So they're free to do crazy things like that.
If the hospital had any sense, it would simply eat the costs in the name of safeguarding public health.
muriel_volestrangler
(101,320 posts)The article says he had a specific test for flu, and it was positive. It wasn't symptoms that came, or could have come, from something else. They know he had flu. WTF?
Hermit-The-Prog
(33,349 posts)While checking to see which course to take for most profit, they hoped the guy would just pay for it himself out of frustration.
Coventina
(27,121 posts)Crunchy Frog
(26,587 posts)Crunchy Frog
(26,587 posts)it will result in millions of people being financially ruined. The epidemic will likely be worse than it needs to be because of reluctance to seek medical attention in people who are uninsured or underinsured.
To say nothing of the issues with workplaces that don't allow time off for illness.
This country could really be fucked.
Rorey
(8,445 posts)They can't afford to take time off. I know what it's like because I was one of them at one time. Taking time off work meant no food for my kids, or bill wouldn't get paid.
It's laughable when some companies want a doctor's report to verify that an employee was indeed sick. As if they can afford to go to the doctor.
This will likely get really bad.
Coventina
(27,121 posts)Even though not working meant not eating.
So.....get sick and starve in virtuous isolation, I guess?
Yes, this is going to be bad.
Rorey
(8,445 posts)They probably aren't going to understand.
gratuitous
(82,849 posts)President Trump says he has it all under control. Reassuring, yes? Whaddya mean NO!?