Politics are spilling over in my life with intolerance and suspicion...

[Equinox Moon]

I was on the phone with my mortgage lender officer to renew my pre-approval. She informed me that she changed companies. The new mortgage company that hired her is "faith based" and does "mission work", she says with excitement.

What? The mortgage lender? Faith based and does mission work? I asked.

Yes, and they are one of the fastest growing mortgage lenders in the country. HQ is in North Carolina and they are national.

I became reactive. I asked, is the company radical right wing evangelicals? Are there confederate flags around the office?

She was not amused by me and said she was offended. I did back down, but still held my position of suspicion.

We finished the call cordially, but after hanging up I realized by my instant reaction that this is not a match for me and I will be moving on to another lender.

Whew! I have fire in my belly and it comes out when I least expect it. I am furious with the republicans for destroying our country and a "faith based mortgage lender" is probably right in step with the corrupt mess. IMHO and probably some judgement as well.

[irresistable]

1. what do you mean exactly when you say "renew my pre-approval" ?

[Equinox Moon]

2. Oh...

I am house shopping and have a pre-approved mortgage so I can readily make an offer on something. That pre-approval expires after 4 months and needs to be renewed.

[irresistable]

5. Thanks, now I get it....I wouldn't trust a "faith based" company as far as I could throw them.

[Equinox Moon]

15. Yeah, it is not what I am looking for.

Thanks for your affirming support.

[Ellen Forradalom]

34. William S. Burroughs on that topic:

"If you are doing business with a religious son of a bitch, get it in writing. His word doesn't mean shit. Not with the Good Lord telling him how to fuck you on the deal."

[irresistable]

39. I was actually thinking of that quote when I wrote my post.

Last edited Wed Oct 17, 2018, 01:42 AM - Edit history (1)

I don't feel quite the same as Burroughs did, but the quote did pop into my mind.

[Cha]

49. Well Said!

[brush]

40. Yeah, that's real sketchy. What or why should faith have anything to do with a mortgage?

Sounds ripe for discrimination against gays, blacks, Latinx, etc.

[leftieNanner]

3. Know what you mean

I absolutely make economic choices based on my politics. Won't shop at the new Hobby Lobby in town. Won't buy Eden canned vegetables. Don't eat at Carl's Jr. (OK, so I don't eat fast food, but I deliberately snub Carl's). Just found out that a local winery owner who makes a lovely Pinot Gris is a big republican donor, so now I won't buy their wines.

The only additional impact that we can have besides voting, as far as I'm concerned, is to vote with our wallets.

[Equinox Moon]

4. Agreed.

[ret5hd]

17. Every dollar is a vote for the kind of world...

We will have.

Sometimes we have no "good" choices so we can try to make the least bad choice.

[Equinox Moon]

19. Good point.

[blm]

6. What is the name of the NC mortgage co?

.

[Equinox Moon]

8. Movement Mortgage

[ret5hd]

18. Now and forever to be known as "Bowel Movement Mortgage".

[essme]

51. Movement mortgage is NOT

faith based.

Call another person in the company.

[redstatebluegirl]

53. Yez it is google it.

[MineralMan]

60. Oh, yes it is.

Check out the Movement Foundation.

http://movementfoundation.org.s114500.gridserver.com/about-us-what-is-movement-foundation/

[yardwork]

7. I'm always suspicious of companies who proclaim that they're "faith based."

I would change lenders too.

[Equinox Moon]

10. I know, right.

Why mix mortgages with "mission work"? WTF?

[yardwork]

11. Jesus said to pray in a closet, not show off.

[deurbano]

48. They certainly do ignore that... along with all he said about how to treat

children, strangers, prisoners, the poor, the hungry and the sick. (Not to mention what he said about love of money...)

[safeinOhio]

9. Mortgage lender......

Modern money changers?

[Kajun Gal]

12. Keep the fire burning! It was unprofessional for the lender to even say that!

[Equinox Moon]

14. Thanks for your support

I can't shut off the burn. It might be there for the rest of my life.

[Crutchez_CuiBono]

13. Selling shit mortgages...w jesus.

What's next? That dog don't hunt anymore. The gop has zero moral high ground and religion of today is a sham.

[Totally Tunsie]

16. Send them thoughts and prayers?

Will they accept that in payment of mortgages?

[Equinox Moon]

20. Good one!

[unc70]

21. Their headquarters is just across border in SC

They are just outside of Charlotte, NC but over the border in South Carolina.

[Equinox Moon]

22. Which is more radical?

I looked them up on Wikipedia and both states have a republican super-majority.

[llmart]

38. Here's a clue...

Jim and Tammy Faye Baker's empire of duping people was just over the border in SC too.

I'd run the other way from this so-called faith based mortgage company.

[RhodeIslandOne]

23. She was offended?

You're her customer. She should shut her mouth. Too bad, lady.

[Equinox Moon]

25. Yes, she said she was offended by my comments.

She also said she should not have told me.

No, she needs to tell people so we can make informed decisions about the kind of companies we are doing business with.

[grantcart]

24. That was extremely unprofessional

If she doesn't understand that then what else doesn't she get?

[RhodeIslandOne]

26. It's a sales tactic

She thought it would hit a home run with the customer for whatever reason, she swung and missed. To get offended by it? She should get a helmet or get out of her job.

[aeromanKC]

27. Fascist Theocratic Oligarch

That is what Trump Murrica is becoming.

[KT2000]

28. the thing is -

if they informed you that they are faith based and the mortgage lender is excited about it, they would probably discuss whether or not you were faith-based. If not, where money is involved, you can count on getting screwed.

[Thomas Hurt]

29. does faith based mean they will pray for forgiveness after the eff you over?

[tclambert]

31. Maybe it means they only lend to Jehovah's Witnesses, on the sabbath.

Tell them you're Buddhist and see what happens. Oh, wait, tell them you're a Pastafarian.

[tclambert]

30. Aren't all lenders faith-based? They have faith they'll get paid back.

[Zing Zing Zingbah]

59. LOL, yeah n/t

[jmbar2]

32. Just googled "faith-based mortgages"

They're proliferating all over. Seems like a dumb gimmick. Run fast in the opposite direction!

[eleny]

33. Freedom from supporting another's religion sounds okay to me

[GulfCoast66]

35. I would have asked her if the loan was interest free!

Cause usury is a sin in the Bible. If she said no, call them Pharisees.

Clearly I don’t believe in any of that shit.

[Buckeyeblue]

36. Your pre-approval would not follow you to a different lender...

[Equinox Moon]

42. Correct.

I will be starting over with all that paperwork!

[Buckeyeblue]

44. Find yourself a good credit union. You'll have a much better experience.

[slumcamper]

37. Get ya.

I'm very toxic, even dangerous, these days.

I can't work the call bank, much less knock doors because my hair-trigger reaction to conservatives may land me in prison. I early voted to avoid having to look at them. I stay indoors, work from home as much as possible, and avoid interactions with anyone else to the fullest degree possible.

So yeah, I get ya.

[Equinox Moon]

41. We need some justice!

That will help.

I hope Mueller will lead us down the road of justice.

[appalachiablue]

43. Good decision and understandable. It makes me recall some years

back when were beginning the process of purchasing another home. We were working with 2 partners, women, until they referred to a property as 'the divorce house.'

I gave them a chance, asked if that's what I heard and they affirmed that it was. I just couldn't work with people so biased, conservative and discriminatory as in,-- 'the handicapped house.' 'the crime house,' 'the heart disease house,' etc.

[NJCher]

45. business and religiion

These people are neophytes. Business is complicated enough without mixing in some extraneous factor like religion. There is just no way that adding that component to the business makes it any better.

[Equinox Moon]

54. My point exactly

mixing business with religion? No. If you want religion and mission work, there are churches for that. Not my mortgage lender!

[PoindexterOglethorpe]

46. Wait, SHE changed to a new mortgage company.

Isn't your pre-approval with a specific mortgage company? I don't understand these things very well, other than when I was buying my place around ten years ago the mortgage person I was working with gave up on the company that was originally to be my lender because they kept on dicking around. I forget the details.

In any case, you are vastly better off without a faith based mortgage company. Such bullshit. And yeah, too bad you didn't point out to her that the Bible is quite down on charging interest, so if you stay with them you expect a zero percent interest on your mortgage. Actually, it might be fun to call her up and discuss that with her, and listen to her justify faith based interest rates.

[MontanaMama]

47. Had a credit card processor

call our business and tout themselves as a “Christian” organization as one of the reasons we should switch to them. My husband had the guy on speaker phone so I could listen while I was working. My reaction was immediate and visceral. Get that guy the hell off my phone. Seriously? Christian credit card processing?

Sorry about you having to re-do the paperwork for your mortgage but you’ll probably be glad you did this in the long run.

[ecstatic]

50. Yeah, I'd run too. Look at what the so called (RW) evangelicals are supporting

It's disgusting. They have shown themselves to be the most corrupt group of hypocrites.

[lunasun]

52. Wait- she told you she was offended??

block for your sanity because fundie will still want the $$$

[dawg]

55. I'm a Christian myself, but I'd never use that to promote my business.

I generally assume that most "faith-based" businesses are out to rip you off.

[hughee99]

56. A faith based mortgage company sounds great.

They should give you title to the house right away and have faith you will make the payments anyway.

[treestar]

57. Ducked that one;

it likely is corrupt.

[hatrack]

58. Got a Jesus fish on your website or billboard?

Thanks! You just made my life a little easier, since I can now check your company off the list.