= new reply since forum marked as read
We got to talk to some neighbors today over coffee and learned a lot-- for instance, we really need to have our attic inspected, because the insulation is full of soot, and in the case of one person they found a dead ember that had blown in thru the vents up there and fortunately went out. So, will file a claim after all because replacing all that insulation will be costly. I learned I should file a claim regarding the damage to the oak tree, and have its health evaluated by an arborist. It has quite a large burn scar on the trunk facing the house -- and as I told the lady in the insurance office, a 150 to 200 year old California oak is a substantial asset to the property (just in case she missed that). I do understand we are far down the list of people who will get a visit from their agent, but in a sense I want our phone call to be date-stamped before January 1.
Then there was the plumber we met on the way out from our neighbor: he lost absolutely everything including his cat. Goddam. 
Natural oil seeps are still smoldering, apparently. Beautiful little Ojai, a bowl in the mountains, seems to be hard hit. The smoldering oil is toxic.
Thank you to all here who have shown your caring and support.
One of them does a great deal of volunteer work at the Unitarian Univeralist church there, and he’s been telling me that the level of devastation has been almost impossible to wrap his mind around.
And with the National Guard armory being used for staging firefighting equipment they’ve been unable to use it for emergency cold-weather shelter for he homeless. One problem just piles onto the next for you guys. 
