Does anyone's Senior Parents Live with them because they can't afford to live on their own

[TNLib]

My mother lives with me she owns her own home because her mother left it too her. She primarily lives on SS but can't afford the upkeep on her home. So she lives in my basement and rents the house to her brother who also doesn't seem to be able to sustain himself very well on his modest pension.

I just remember my grand parents having some financial freedom at this age and doing very well. My father (my parents are divorced) wasn't able to retire and had to go back to work because he couldn't afford health insurance.

Is anyone else noticing this problem.

[Dappleganger]

1. Not us, but we have many friends who have

at least one parent living with them.

[hayu_lol]

2. It isn't only seniors who have moved in with junior/ess...

have 30 year old son living with me for the same reason.

Tough times for all age groups.

[Dappleganger]

11. I didn't even include them...

but that's been happening for at least since 2006-2007 here in FL. We will probably have our kids living with us for quite some time as well. Thank goodness they each have a room and there's enough driveway space.

[RebelOne]

3. I am a senior parent and live on my own.

I own a mobile home that is super cheap living. i had been working until January 2010 and was laid off. Since I was way beyond retirement age, I decided to retire because I wouldn't be hired at my age. Fortunately, i have no bills except the normal utilities, cable, Internet and insurance, so I can exist on social security and what little savings I have.

[jwirr]

4. I am a senior who has been living with first one daughter and then

the other. Right now I am sharing rent with my grandson who is in college. It works out for us pretty well. He pays the rent, I pay the utilities and I cook and keep house. He pays when we eat out. At the moment I can function on my own so he does not need to care for me.

My parents and grandparents did all live on their own until they either died or went into a nursing home. However, things were much cheaper then and most of them bought there homes through FDR's housing programs so they were paid for when they got old.

[Iris]

15. In France, this is a common arrangement.

Except that it's strangers and not grandparents and grandkids. It's still a interesting solution.

[jwirr]

18. One of my interests has always been the extended family and what

happened to it after the 1950s. After we all started chasing the jobs the extended family pretty much disappeared. Before then multi-generational homes were very common. Sons followed fathers in their businesses and daughters married the neighbor boy - which did not always work out any better than it does today except that if the marriage went sour she/he still had the extended family to give support.

I was very young when I was a part of this but I do not remember it as being a bad way to live. It was the corporations that needed the families to break up and run after their jobs. Seems it always comes down to that.

Maybe that is why I like the idea of once again in the future becoming focused locally.

[Mr Generic Other]

5. mother-in law

moved in seven years ago.
the arrangement has solved more issues than it has created.

[NOLALady]

6. A Parent,

as well as 2 grown kids.

None can afford to live on their own. We survive by sharing all expenses.

I converted my garage into apartments for the kids. My Dad is in the main house with us.

It's all OK for now. My daughter is covered under our health insurance. My Dad and son are covered under VA. A catastrophic illness is my biggest fear.

[Dappleganger]

12. You have my respect.

:hug:

[roguevalley]

7. I am a senior who had my parents with me until they passed away.

It was the greatest most important single thing I have ever done or will ever do to take care of them until they passed. I promised them I would and I kept my promise. The benefit to me is beyond my ability to describe. Too many seniors are in trouble and their children are stepping up. God bless the elderly and their children who help them. God forgive a country that would allow this.

[in_cog_ni_to]

8. No, luckily my dad had a good pension thanks to a UNION (HELLO!) and my mom

has that and SS. She does OK, but at times needs help buying medicine when she hits that damn donut hole. She does do her grocery shopping at food banks now. It's tough. VERY hard to make ends meet.

I have also told my son that should he EVER be in the position where he can't afford to live on his own, Our home will ALWAYS be his home. The door will never be closed to him. We're heading back to those times where generations lived together in order to survive.

There is no "American Dream" anymore.

[ngant17]

9. I used my mother's SSI to finance the mortgage

since I couldn't qualify of my income alone. So now we are co-owners of the house. Of course, she depends on me and other family members for grocery, shopping, doctors appointments, ect. So it works out okay.

If she was to die, it would be very difficult for me to pay all the bills and I would have to build a room addition and rent it out to make up for the lost income. Actually my brother rents out his rooms this way, he couldn't survive in the poor economy without a 2nd or 3rd rental income from his home.

Jobs? I don't think the Repugs give a rat's ass about employment for the average working person, they just want their cronies to have jobs.

[Sisaruus]

10. My 82 year old mother lives on her own.

But my sister and I both financially try to help her out. And on the other side of the age spectrum, I also try to financially help my son and daughter-in-law. I feel fortunate that I can do so.

[Kat45]

13. While they were still alive, my parents lived on their own because of a good pension.

I worry about my own future because I have no spouse, children or siblings to take me in if necessary. I also have no pension and have had no steady job for over two years.

[bengalherder]

14. My parents are both gone

But my college-age son still lives with my husband and I.

It's a good thing I get along with him, there's a good chance I'll wind up living with him someday.

[AsahinaKimi]

16. My Grandmother lives with my parents

in New York. I live on the West Coast. They moved there five years ago, because one of my dad's friends had a office/house that he was willing to share. I stayed in California to go to school, but ended up leaving school. I have my own apartment. My grandmother is my Mom's mother. She speaks Korean and Japanese only, and never learned English. I think she left Korea with her husband (Who is Japanese, and died a few years back..)during the Korean war. My Mom was born in New York. My father like his Father-in-Law was born in Japan.

[REP]

17. My mother lives on her on in a house she recently bought (no mortgage)

[X_Digger]

19. I lived with my grandparents for 5 years, taking care of them, paying many of their bills..

Giving my granddad his insulin and testing his glucose. He was on SS & UMWA pension, but the combination barely covered their medications.

After my grandfather died, my grandmother moved in with my parents. She lived with them for another five years before passing away in 2003.


It's not at all unusual in the rural area where I grew up.