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Anyone here know what goes on in an investigative consumer report?

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Taverner Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-16-11 05:52 PM
Original message
Anyone here know what goes on in an investigative consumer report?
Yes, in addition to the FASCIST whiz quiz, they also want to do a full background check and an investigative consumer report

What the heck is this?

Do they go through my credit card statements and investigate what I've purchased?

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derby378 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-16-11 06:04 PM
Response to Original message
1. Not necessarily
A "consumer check" can mean, in addition to a criminal background check, just verifying your home address and driver's license info. It doesn't necessarily mean a credit score check.
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napi21 Donating Member (1000+ posts) Send PM | Profile | Ignore Mon May-16-11 06:05 PM
Response to Original message
2. Theydid one of these on me when I applied at the Federal Reserve for a job.
http://www.gobankingrates.com/credit/the-difference-between-investigative-consumer-reports-and-credit-reports/

"An Investigative Consumer Report, on the other hand, is a form of credit report that is more like a detailed background check. In addition to covering your general creditworthiness, it also involves the gathering of information on your character, general reputation, personal characteristics, or way of living. The gathering of that information may even include interviews with your neighbors, friends, and associates about your lifestyle, character, and reputation."

There's some additional info at the link.

BTW, I did get the job.
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