Health Care Changes Start Today! K&R to Celebrate!

[bos1]

Millions of Americans can have health insurance as of today that they wouldn't have had without the Democrat's push for the health care reform. Millions of children are now protected from discrimination based on pre-existing conditions, millions of people age 18-25 can now stay on their parent's insurance, no one has to deal with annual or lifetime limits on health care coverage from their insurance companies. It's AWESOME. K&R and get the word out! We need to wake people up for this November.

The six-month anniversary of the new health law marks the official effective date of a raft of new consumer protections, including a ban on most so-called rescissions. That's the insurance industry practice of revoking an insurance policy retroactively, after a policyholder has racked up hefty medical bills.

plus:

* Coverage for Young Adults: Allows young adults to remain on their parents' insurance policies until they reach their 26th birthday. Young adults do not have to be dependents, do not have to live with their parents, and may even be married and still qualify. But the young adults may not have access to health insurance coverage at their own job.

* No Discrimination against Children with Pre-Existing Conditions: Bars insurance companies from denying coverage or benefits to children under age 19 with pre-existing health conditions.

* No More Lifetime Limits on Benefits: Bars all insurance companies from imposing lifetime caps on the amount of coverage provided under a health insurance policy.

* Restrictions and Phase-Out of Annual Coverage Limits: Phases out the ability of insurance companies to impose annual benefits limits provided under a health insurance policy. For the first year, the annual limit can be no less than $750,000. That rises to $1.25 million in September 2011, $2 million in 2010, and -- by 2014 -- annual limits will no longer be allowed.

* Preventive Care with No Co-Pays or Deductibles. Requires most insurance plans to offer a wide range of preventive health services at no out-of-pocket cost to the patient.

read more at http://www.npr.org/templates/story/story.php?storyId=130040790

[cbdo2007]

1. Woohoo, Thank you Obama!