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Does anyone have information on getting group health insurance coverage outside of an employer?

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Wapsie B Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-15-10 12:45 PM
Original message
Does anyone have information on getting group health insurance coverage outside of an employer?
I was laid off late last month and have until the end of June on group coverage. I'm searching for coverage in the state of Illinois and have not had to consider being outside an employer's group policy for quite some time. What are the steps to go about getting coverage? Thanks so much for any help you can give.
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REACTIVATED IN CT Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-15-10 12:50 PM
Response to Original message
1. Unless you belong to another group, you'll be looking for
individual coverage which is pricy. Take a look at ehealthinsurance.com to see what is avaiable in your area.

Are you eligible for the COBRA subsidy (you only pay 35%) ? I think it may have expired but your HR Dept should be able to advise on that.
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dflprincess Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-15-10 01:00 PM
Response to Reply #1
4. The COBRA subsidy expired June 1, 2010
supposedly chances of getting it extended aren't good.

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Lasher Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-15-10 12:52 PM
Response to Original message
2. If you're a vet, check with the VA.
Lots of vets get health care from the VA.
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mrmpa Donating Member (707 posts) Send PM | Profile | Ignore Tue Jun-15-10 12:56 PM
Response to Original message
3. your current insurer
will contact you about plans that they offer. Anything however will be expensive.
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alfredo Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-15-10 01:05 PM
Response to Original message
5. Try groups and organizations like labor unions
Maybe a credit union might help.
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Wapsie B Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Jun-15-10 03:39 PM
Response to Original message
6. Thank you everyone for your responses!
I'll look into some of those areas. I did talk to my present insurer about individual coverage and inquired about group coverage through Farm Bureau. I'll see about credit unions in the area. Amazing that in supposedly the greatest country in the world this goes on every day, and it simply shouldn't.
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