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I've got a little bit of a unique perspective here. My husband has had 2 major health crises...he had a major stroke almost 13 years ago, and today he's battling cancer. (Yes, it is someone else's turn!) When he got hit with the stroke, we had private insurance. Today, we have Medicare. The wing-nuts love to use the scare tactic of having a "bureaucrat between you and your doctor" with single payer. But as anyone with private insurance can tell you, with them, you've got an accountant between you and your doctor. ANY business that is in it for the profit will fight tooth and nail before they lay out any money. I learned the hard way back then about the true meaning of the phrase "of approved expenses". Did you know that departments WITH-IN an approved hospital won't necessarily take the same insurance has the hospital itself? In my husband's case, the radiology department in the first hospital didn't take our insurance, even though the hospital did. At the rehab hospital, the pharmacy didn't take our insurance. The ambulance that was used to take him from the hospital to the rehab center didn't take it either. When he came home, his physical therapist had to call to get permission to get a wheel chair for him. We also had to get permission to get a leg brace made. The right wing makes it sound as though with private insurance you just sail through, and everything is taken care of. Bullshit.
Now, Medicare doesn't pay for everything either. Our co-pay bills are insane, but cancer is an expensive disease to fight. Even though he doesn't have Part D (medications), the oral chemo meds he was taking were covered. Our co-pay on a 2 week supply was almost $300. The full price would have been over $2000. He has an EXTREMELY rare form, which necessitated 2 separate surgeries, one to resection his colon, and the other to remove his bladder. Our total (co-pay)bill for both doctors was about $1100. Remember, this was 2 major surgeries.
The cancer center here is Las Vegas where he's being treated is wonderful. Their financial officer has helped me get hooked up with organizations that will assist with the co-pays. According to her, doctors LIKE Medicare. And to quote her "That's why everyone takes it." Yes, they discount. But they also pay, and on time. They don't jerk the docs around. It's never taken more than 1 day to get approval for any of his treatments. And we haven't been turned down by anyone. Nobody has held back treatment because Medicare is his only insurance, and we don't have supplemental. Nothing has been "rationed" because he's in his 60's. We don't know what the future holds for us. He's in radiation now, and I'm holding my breath. But at least I know, that if he does goes down, he can keep swinging for the fences.
The wing-nuts, and the spineless Democrats (are you listening, Tom Daschle?) that are swallowing this crap, don't give a damn about anything but their corporate sponsors' profits. My jaw dropped when I heard some DINO's saying the reason they're voting against single payer was because it would be too attractive, and private insurer's wouldn't be able to compete. Then in the next breath they try to argue that single payer would be terrible and we'd all suffer.
I've called and written to my Senators, although I'm pretty sure John Ensign's mind is elsewhere right now (snicker), and he's useless anyway. WE need to take this fight to our elected representatives. I think we all need to look to Iran right now...those folks are willing to put their lives on the line. We need to at least pick up the phone.
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