A good article overviewing all the various reform plans than are underway
http://uk.reuters.com/article/usPoliticsNews/idUKTRE53L1OU20090422?pageNumber=2&virtualBrandChannel=0WASHINGTON (Reuters) - The Obama administration and senior congressional Democrats are moving to tighten financial regulation to prevent another banking crisis like the one now shaking economies worldwide.
CREDIT CARDS
A U.S. Senate committee and a House subcommittee have approved bills to crack down on the credit card industry by limiting fees and barring retroactive interest rate increases on existing balances, among other steps.
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UNWINDING FAILING FIRMS
The administration has sent Congress draft legislation to empower the government to seize and unwind large, failing financial firms that are not banks.
No clear procedure for doing this now exists, as shown by the erratic, case-by-case bailouts of troubled firms such as insurer American International Group Inc
The U.S. House Financial Services Committee plans to hold hearings on the legislation in late April and early May.