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"This is in regards to your credit card. If you do not call within the next 24 hours ......."

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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:04 PM
Original message
"This is in regards to your credit card. If you do not call within the next 24 hours ......."
"..... we will be forced to cancel an opportunity to lower your interest rate."

"Warning. Your car's warranty may no longer be in force. Please call immediately to rectify this situation. Failure to call may result in your coverage not being in force."

Do you think this is deceptive in a way to is more than oily?
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hlthe2b Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:05 PM
Response to Original message
1. I have a 10 year old Subaru--out of warranty for at least 5 plus years
Yet, I get these automated (extended warranty about to expire) calls at the office and on both my work and personal cell phones. It is so irritating...
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Staph Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:30 PM
Response to Reply #1
24. I have a 15-year-old Neon,
and I get the warranty phone calls several times a week. I pressed "one on my telephone" once to speak to the operator, and she said that they would create an extended warranty for my 150K miles car. I said no, thanks!
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hobbit709 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:06 PM
Response to Original message
2. Those are scams
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Democrats_win Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:08 PM
Response to Original message
3. Definitely deceptive. It's a sales pitch but it sounds like an urgent call.
Previously they would do it with the mail: "Urgent! Immediate Reply Requested." All kinds of inappropriate words.

We the people, would just be happy if they kept Wall Street from stealing from us. Honestly, these deceptive sales calls should be illegal.
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jazzjunkysue Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 09:35 PM
Response to Reply #3
30. My mortgage co. called me at work but it was just a sales pitch for a checking account.
They left me a voice message during work that I had to call this one woman back at the local office. I freaked. When I got her, she gave me a sales pitch for a checking/savings account.

I was so pissed. I told them to never do anything that stupid again.

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DJ13 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:09 PM
Response to Original message
4. I get both of those all the time
Funny, I dont HAVE a credit card, and I do my own auto repairs.
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tularetom Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:13 PM
Response to Original message
5. I put my home and cell nos. on the do not call registry and yet these asswipes get trhough
the last time the car warranty douchebg called I waited until I had the opportunity to talk to a real person and then I told him to take me off his fucking call rotation. Hope it works.
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Turbineguy Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:13 PM
Response to Original message
6. Please send me a PM
with your bank account number and the authorization for an automatic monthly disbursement.

:evilgrin:
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gratuitous Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:14 PM
Response to Original message
7. Hit the "talk to a person" option
When you get put through to someone, run through the following script (you probably won't get to all the questions):

1. Could I have your name, please?

2. Could I have your supervisor's name?

3. What is the name of your company?

4. Where is your company incorporated?

Long before you get to question three, the call will almost certainly be over. Don't answer any questions, just ask a question until you get a satisfactory answer. It's easy. It's even kind of fun. And it's all perfectly within the law. You don't have to cuss or swear, just ask the questions politely and relentlessly.
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MattBaggins Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:03 PM
Response to Reply #7
17. Did that as well
to one of those "lower your credit card interest rates". Pressed 9 like instructed and the person on the other end with out any introduction at all; just asked for the account number. I said no I want you take me off your call list. The lady laughed and hung up on me.

Phone numbers from this were showing up as coming England and one time I tried to call back; and just got some poor old chap who had no idea why some Yank from America was calling him to cuss him out. All these callers are now scammers using internet phone technology to spoof numbers and hide their origins. The lady who wanted my account info would have gotten just what she need to drain the account and then hung up on me.
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gratuitous Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:10 PM
Response to Reply #17
19. My cell phone shows them calling from Manitoba
And when you call the number back, there ain't no such one.

But by asking them for their name, it usually catches them off guard. They're used to being cursed, told to take folks off their list, and so forth. If you can gain the upper hand, even for a moment, and then press your advantage, it can be quite amusing for up to a minute or so. And by tying them up, they can't be on other calls.

You can also Google the phone number if capture it on caller ID. There are whole web pages devoted to some of these assholes, and you can read about other people's experience with them to use as ammunition against the jerk on the other end of the line.
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louis-t Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:14 PM
Response to Original message
8. And for God's sake, don't ever get behind to Verizon
or you'll get 4 robocalls a day saying "this is to inform you of a change to your account..." I bet the wording is so they can avoid being charged with harrassment.
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AndyTiedye Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:23 PM
Response to Original message
9. I'm Wondering Whey They Repealed the "Do Not Call" List
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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:27 PM
Response to Reply #9
10. Yeah .... me too!
Incredible, innit?
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FloriTexan Donating Member (481 posts) Send PM | Profile | Ignore Fri Jan-09-09 04:29 PM
Response to Reply #9
12. When did they repeal it.
Edited on Fri Jan-09-09 04:42 PM by FloriTexan
I thought it just expires and you have to resign up. I just resigned up a few months ago or so I recall. The link is still valid...

https://www.donotcall.gov/

The site says:

"Your registration will not expire. Telephone numbers placed on the National Do Not Call Registry will remain on it permanently due to the Do-Not-Call Improvement Act of 2007, which became law in February 2008. Read more about it at http://www.ftc.gov/opa/2008/04/dncfyi.shtm."
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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:19 PM
Response to Reply #12
21. They didn't
It only seems like they did.
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FloriTexan Donating Member (481 posts) Send PM | Profile | Ignore Fri Jan-09-09 04:28 PM
Response to Original message
11. Do Not Call List is a JOKE!
I am a secretary and the Warranty Help Desk (a car warranty company and they claim that is the name of their company name) keeps calling my office, me and my attorneys, one by one, going down the row of phone numbers, one after the other a couple of times a week. I stay on the line and connect to them and every time I tell them all numbers are on the do not call list, then I ask them to remove the numbers from their list personally, then I read off every phone number for every one at the office I can think of. I hang up then they call the next number. I do it again. I'm really sick of these people.

I also now getting survey calls from a company called Scarborough Research Company (a sub of Arbitron) on my cell phone. I tell them about the DNC list and they tell me it doesn't apply to them since they aren't selling me anything. I ask them to remove my number from their list. They've called me three time since, within two weeks. I now keep them on the line for at least a half and hour griping them out, asking their names, their company names, who hired them, why can't they leave me alone, why can't they remove my name from their list. It makes me feel better to curse at them and they won't hang up for anything. They always call while I'm cooking dinner. I've complained to my cell phone company.

What else can we do?! Can I give out their phone number and websites so that we can spam them? Seriously, I am fed up and was thinking about making a post about it so thank you for yours. Now I'm all riled up again :grr:
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mod mom Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:31 PM
Response to Original message
13. Funny, I just got a call about 2 hrs ago. Said it was the final call before my car warranty expire.
I hung up because I figure any legitimate call would refer to my Toyota Prius.
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FloriTexan Donating Member (481 posts) Send PM | Profile | Ignore Fri Jan-09-09 04:36 PM
Response to Reply #13
14. They select phone numbers by computer at random...
Edited on Fri Jan-09-09 04:41 PM by FloriTexan
none of my warranties are about to expire, my bosses all have new cars. I wonder how many people may actually fall for these tactics. Its a shame and a sham.
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deaniac21 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:37 PM
Response to Original message
15. There is no fool proof way to protect the stupid.
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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 04:51 PM
Response to Reply #15
16. That doesn't mean we shouldn't try.
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deaniac21 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 06:39 PM
Response to Reply #16
27. What about republicans?
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dixiegrrrrl Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:06 PM
Response to Original message
18. What has worked for me
the warranty and the cc card calls have an opt out option at the end of the call, they tell you push a number if you do not want to be called again, and it actually seems to have worked.
I get no more calls now that I have learned to sit thru the recording and wait to find out the opt out number.
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Stinky The Clown Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:21 PM
Response to Reply #18
22. My fear is that just confirms they got through to you and yoour number will be added to .......
.... a 'confirmed potential sucker' list that they can sell for a higher fee than just a list of numbers.
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dixiegrrrrl Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:27 PM
Response to Reply #22
23. Phone is not ringing, that is all I know.
the live sales calls that come in on the land line always ask for Mr. D., he only uses his cell, so I know it is a sales call and tell them he died.
Phone has been real quiet for over a year now.
We also put a lot of stuff in the dog's name.
Junk mail is a dead give away after that.
Except American Expres really wants him to have a credit card.
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FloriTexan Donating Member (481 posts) Send PM | Profile | Ignore Fri Jan-09-09 05:42 PM
Response to Reply #23
26. Too funny!
What is your dog's name?
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dixiegrrrrl Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 08:38 PM
Response to Reply #26
28. Galen...( Golden retriever)
His junk mail name is Galen C. ( then Mr. d's last name)

for Mag. subscriptions, his name is Galen then 2 initials of the mag...we always know who put him on a mailing list, but we never get on one.
I am trying to teach him to answer the phone.
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FloriTexan Donating Member (481 posts) Send PM | Profile | Ignore Fri Jan-09-09 09:20 PM
Response to Reply #28
29. In that case
I hope he has a loud bark.
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BR_Parkway Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:19 PM
Response to Original message
20. If you don't give Paulson $700 Billion by tomorrow, the economy will
be canceled.

Nope, they're just playing "follow the leader"
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Prisoner_Number_Six Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jan-09-09 05:35 PM
Response to Original message
25. I get that call every other day (I know the number and don't pick up).
1. I don't HAVE a credit card.
2. My car is almost 20 years old.
3. Anyone who believes that happy horseshit just ain't paying attention.
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