The only financial advice you'll ever need - courtesy of WC Fields

[Phoebe Loosinhouse]

as Micawber in the David O. Selznick version of David Copperfield.

"20 pounds income, 19 pounds expenses, results - bliss. 20 pounds income, 21 pounds expenses, results - ruin."

It works for individuals and it works for nations.

[thunder rising]

1. That was soooo last century ... millennium we have new calculators (Diebold)

[Phoebe Loosinhouse]

2. I normally try not to defilllibrate dead threads but damn it, it's great advice.

Spend less than you make.

That's what our (my) parent's generation did. They universally abhorred buying on credit. They bought what they could afford when they could afford it.

What a revolutionary idea.

The banks have convinced you to mortgage your future to them for a pair of shoes or a video game. Is that a trade you want to make?

Could you dare to live within your means?