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First, they ALL try every trick to get out of paying anything at all! Then, they lose paperwork, things have crossed in the mail, I need more info...ANYTHIN to postpone paying the claim.
The other BIG problem I see is that the ins. co's REQAUIRE your Dr. to do more tests than are necessary! ie: 5 years ago, I had a bad winter cold that hung on and on, and after about 4 weeks, I started getting a feaver and a BAD cough with it. I decided that whatever it was, it most likely wasn't going away by itself, so I went to the GP. He did the typical temp., BP, listen to the chest etc, and I could tell by the look on his face he knew what was wrong, but instead of prescribing anything, he told me to go to the xray clinic about 10 miles away for a chest xray. The next day, his staffer called me to say I had pneumonia and they would call in a prescription. Now I don't know how much the xray was, but I guarantee you, that Dr. knew I had pneumonia while I was sitting there! I was griping to my good friend who is a Dir. at a major hospital system in the NE, and she said "That's required by the insurance Company!" My Husband was having sever pain in his elbow. The Dr. sent him to a specialist...again about 15 miles away. The specialist said "It's arthritis, so take Advil." EVERYTHING is CYA now! Oooo, you have no idea how this really pisses me off! The GP is a trained medical doctor! The best we could get out of them in recent years was a flu shot, and refil prescriptions for hubby's Lipitor!
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