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Even those with health insurance are going broke

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SHRED Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 04:37 PM
Original message
Even those with health insurance are going broke


When is Obama and Congress going to protect us from private health corporations?
What is stopping them?


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Even those with health insurance are going broke
By Kyung M. Song

Seattle Times health reporter

When Mark Moody and Glenda Krull could no longer afford both health insurance and mortgage payments, the Edmonds couple knew which had to go.

They sold their house.

Moody, 60, had a liver transplant four years ago and may need another. He alone pays $1,345 a month for the most generous policy he can buy from Premera Blue Cross.

And he's desperate to hang on to it — even though the costly premiums drove his wife to downgrade her own coverage, decimated their retirement savings and, just this month, forced them out of their well-appointed home into a newly purchased house half its size.

For Americans with serious illnesses, even good insurance is no guarantee they won't go broke and they will get all the medical care they need.

http://seattletimes.nwsource.com/html/health/2009393598_insuredandbroke28m.html


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Kittycat Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 04:39 PM
Response to Original message
1. They're lucky they could sell their home.
With 30% down, I doubt we'd still be able to clear anything once the realtor's got their share. A $418K home recently sold here for $285 (3 years old, new construction).
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annabanana Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 04:41 PM
Response to Original message
2. There are so so many stories like this.
The only people who REALLY like thier health plans are those who haven't had much need to use them. They are good for a quick recovery from an accident (one with no lingering effects). They are good for routine tests..

They are NOT good for chronic conditions, or anything unusual or hard to diagnose.
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customerserviceguy Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 06:41 PM
Response to Reply #2
7. That's usually the case with auto insurance companies, too
People don't really get pissed off until it comes time to file a claim. As long as most people stay out of accidents, and the auto insurance company keeps exchanging a little piece of paper to show to the cops for a series of checks, nobody really knows how screwed up the whole insurance industry is.
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NYC_SKP Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 04:45 PM
Response to Original message
3. They won't be happy until we're all penniless.
It's unbelievable, and it really has all gone crazy in the short span of 10 years.

:shrug:
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hedgehog Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 05:03 PM
Response to Original message
4. So, I've gotten the college kids to finally get their teeth cleaned
and the dentist found a couple cavities, plus I have a medication the insurance company won't approve, so my out of pocket has been around $1000 the last few weeks, and I have good insurance!
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SHRED Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 05:16 PM
Response to Reply #4
5. I hear ya...

...my dental coverage sucks.
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truedelphi Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 06:15 PM
Response to Original message
6. What's Obama got to do with change - real true Corporate ass kicking change.
Do you think that THEY would have let him near the Oval Office if he wasn't making a deal with them thar Powers that Be?
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Coyote_Bandit Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 07:16 PM
Response to Original message
8. They
sold out and were bought off.

Corporate citizens are more important than flesh and blood citizens. So is the desire for position and the personal power and prosperity it brings. That should be apparent by now.

Healthcare is my personal line in the sand. It would appear that there are a whole hell of a lot of office holders I will not be voting to retain in office when they come up for re-election. If they do not serve to advance or protect my needs and interests then I will not vote for them - regardless of party affiliation. Time for the asshats to put up or go the fuck away.

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annabanana Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Jun-28-09 09:05 PM
Response to Original message
9. kickers. . n/t
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