Hope you folks are ok and your families are all right.

[mahina]

Aloha.

[southerncrone]

1. Thank You.

Tuesday was a very rough day for many of us Tennesseans. My family was fortunate; tornadoes went within 2 miles of us 3 times that night.

Unfortunately, many were not so lucky. There are still 200 people "unaccounted for" & searching is continuing.

I know some students at Union University & it has hit them pretty hard. Their future is very uncertain right now....but they are ALIVE!

Today, our FedEx driver told us of a couple whose home was destroyed. Man was an Iraqi War Vet who had had half of his face blown off in Iraq & now this. They had no insurance.
Sadly, many of the homes destroyed were not covered by insurance, so these people are left with nothing.
It is doubly horrible.

Anyone who says global warming is a myth, needs to explain to us why, for the past decade, we have been having tornadoes in Jan. & Feb. instead of March & April. Our weather is now so unpredictable, one can't help but make the connection.

[mahina]

5. Unbelievable.

How do people take care of their families when this kind of thing happens? Prayers for all.

[Flirtus]

2. High winds blew down a tree branch that totaled my car

The insurance adjuster was a little patronizing when he pointed out to me, a propos of nothing I thought then, how lucky I was that I was not injured. Heck, the car was in the yard and I was asleep! Then I realized how stressed he was, so many claims and it must be insurance company policy to settle for as little as possible, and there is so much need!

The power of a gusting wind and the surprising weight of a tree branch have changed my current routine. I'm again impressed with the people on the teevee, living in a shelter with no belongings, probably having similar disjointed conversations with insurance adjusters - and they only remark on how lucky they are to be alive and gratefulness for finding a treasured keepsake in their flattened houses.

My family and I are fine, thanks for asking! And I think we'll increase our donation to the Red Cross & the MDGs - with part of the insurance settlement, since there's no way we can replace the car with the dollar figures I have so far.

[mahina]

4. All of us are vulnerable,

you are amazing for considering the insurance guy's point of view. Hope all is well soon, so sorry to hear about your car!
How does that go with the insurance guy- how do they persuade you to settle? Do they make you choose between something now or maybe less later?

[Flirtus]

6. it's a run around

I guess I'm pretty naive, but I thought we'd have this finished by now. I got swapped to another loss administrator person, and she's on vacation this week. I'm supposed to mail a form to them and wait on a form in the MAIL to come back and then there'll be the next step. My local agent is not part of this process, and she's a good friend, I expect to ruin the friendship soon.

Since I have a $1000 deductible, and they have declared the car worth $1640, I'm only getting $640. If I had sold the car the day before a tree hit it I wouldn't have settled for less than $2500 cash. Seems like futility to even ask questions - car insurance is a necessary evil. I'm trying to figure out how to evade it altogether.

Meanwhile, I'm getting mean notes from the IRS (not personally, I'm a bookkeeper for two companies, both are 'in trouble' for missing paper work in different reporting periods. I haven't a clue yet what's happening.). Doesn't rain but it pours.

[tnlefty]

7. Jeeze Flirtus.

So sorry the learn about this. Take care. :hug:

[uppityperson]

3. Wishing the best for those affected by the tornadoes.