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Here's the deal-although I spent the better part of 10 years working in the credit industry, granting credit, credit line increases and investigating credit card fraud, and the better part of 25 years maintaining an excellent credit standing, and even though my bnky occurred because I was ill-I'd have to attend credit class-probably a class I could teach-as a condition for filing under the new law, just like any stupid ass deadbeat who filled out every pre-approved credit app ever sent to them, leased the vehicle, and ate dinner out 5-7 times a week, and charged up to the max, because they KNEW they were filing. All encouraged by the fucking corporate weasels who lobbied for and benefit from this new law.
I had 1000s in available credit. It's quite obvious I stopped charging when I realised I couldn't pay. Now I wish I'd had all my dental work done and put it on my cards.
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