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I know; I know; I know.
Don't even start. I'm very aware that this is completely useless and semi-naieve post. But it is screaming inside me to be said; so goddamn it I'm going to say it.
I mean, look...on the front of the DU site, is a post that reads: "Prolonged Aid to Unemployed Is Running Out"..It says that " as many as 1.5 million jobless Americans will exhaust their unemployment insurance benefits, ending what for some has been a last bulwark against foreclosures and destitution."
So it's obvious that there are going to be close to millions of people who won't be able to pay their bills. Their basic bills, you know...like electric, and water, and mortgage, and ...oh yes...phone bills.
I would think this kind of news would be a tad bit alarming to companies that provide these services. Of course most of them have a wide base, and are not going to go under just yet, but what if you aren't a monopoly provider like the electric or gas? What if you have,oh, say, at least 4-5 other competing companies that offer about the same service you do? Wouldn't that increase your concern a little? Or am I just not following a logical train of thought here?
So, knowing these facts; let's say you are one of these companies; contacted by a person who has been paying their bills to you(sure, they've been late; but they've always paid). A person who just upgraded their service package with you (sure,it's a cheaper package,but they got a phone that's eligible for a really expensive data plan - one you know they will eventually purchase because it's inevitable; addictive; AND they've already asked about it once - AND you know all this information because it's recorded on the person's account).
Said person has also put up with really bad reception/service, such as the fact that sitting in bed, if the person switches the phone from the right ear to the left, she loses the call EVERY.SINGLE.TIME. even though her house is actually on TOP of a hill - oh,not to mention that this NEVER happened with the carrier she was with when you bought them out (did some telephone towers magically disappear?). She would say with impunity that 9 out of 10 calls are dropped, all the time; every time. Yet, she has (foolishly) stayed with your service, hoping for some improvement and just getting along because, well, she's not really the kind to get horribly upset about that. There are bigger fish to fry; more important things to spend time on.
Mostly.
Let's say this person has a spouse that has been out of work for around 11 months.I'm sure you've been hearing a lot of stories like that. No? Well, I certainly have. Must be the area I live in...
ANYway; he's picked up the odd job here and there, but nothing substantial. So like many people in this situation, they let their home phone service lapse and decided to use their cellular service providers for awhile,you know ...just until they got back on their feet. I mean, you are offering these really competitive price packages; and usually a free or very cheap phone to initially sign up - why not? It seemed this couple was saving around $70-$100/month by dropping the home phone and just using their cell phones. And since they have a child, they felt it behooved them to have some form of communication available to each of them. I dunno, maybe that was just too much to ask? Maybe they felt 'entitled' to something they clearly did not need or deserve? As I said before, I can be a bit dense and naieve; so please do correct my bent of mind here.
Lest you believe you are dealing with some really irresponsible; 'welfare queen' type of people; let me inform you that said couple has 1)No house payment 2)No credit cards 3)No car payments Her last clothing purchases were at the local Goodwill - she was quite thrilled with all that she got for $22.45! He has holes in the bottom of his work shoes that he covers with gel insoles. No, neither one has a drug habit. I know it crossed your mind; I have no problem addressing it. Sure, they like a bottle of wine one or two nights a week. Do you really begrudge them that little bit of happiness?
SO.
With all this information,as well as already being armed with the bank account numbers; when you process a payment that this person (the lady of the couple) made and it bounces, do you send her a text (as you did the day before saying that a payment was going to be due this coming Monday?) Do you inform her in that lovely digital voice of yours when she calls YESTERDAY (when you obviously had to actually attempt to process the payment) to find out how much she owes, knowing that the money is tight and that she needs the info so she can get to the bank before it closes?
NO, you do not.
You wait until TODAY - you know, a SATURDAY - at 4PM; to completely and totally cut her phone off. Now, I mention totally because your particular company has been known to have a 'staggered' rate of shut-off: in other words, first you limit the ability to text; then you limit the ability to receive calls; then as a last resort you limit the ability to make calls. This is usually carried out over about a week's time. Of course, the lady in question understands that her payment bounced. She understands that she needs to make the payment. She, with her ADD-addled brain, is compulsive about making lists - and your payment TOPS the list of Bills We Have To Catch Up On; posted prominently on her refrigerator.
See, at 3:30 PM EST, her loving husband set off to his NEWLY-ACQUIRED job. The one he started last Thursday; the one he interviewed for in January. Notice that I said JOB. You know, one of those things that, it seems, some million or so people right here in the US of A DO. NOT. HAVE. And, according to the information that I pointed out at the beginning of this treatise, are not likely to have anytime soon.
This would imply that the couple in question would have the ability to actually pay the bill that they owe, and fairly soon, yes? Or again, am I being thicker than a whale omelette?
Of course, since you rescinded service at exactly 4PM this afternoon, the lady had no way to remedy the situation. She called your lovely customer service and explained, as politely as was possible considering the fact that she is a bit stressed, that she had 1)No car 2)A young child in the house 3)No other form of verbal communication 4)No friends within walking distance (really) 5)No living relatives within 3 hours' drive (if she actually had a car) and that she was literally 'begging for your mercy'. Surely, you could allow her phone calls out of her phone (remember the 'staggered' shut-off?) for just a mere few 12 hours until her husband arrived home from his FOURTEEN HOUR SHIFT?
She admits, it amazes and yes, upsets her that you would find this to be such a huge, insurmountable, absolutely horrible imposition. I mean, you are such a small company that even a few precious extra hours of time must cost you , oh, thousands of dollars. Tell me, how is it, then, that you can hire Michael Douglas's wife to do a couple of tv ads for you? I must be missing something - remember, I'm a bit naieve and dim. Oh, I did forget to mention that she was prepared to pay the full amount when YOUR COMPUTER SAID IT WAS DUE - ON MONDAY.
After all this, plainly speaking: We are in a different kind of time, you idiotic corporate fucks. People ARE NOT GOING TO BE ABLE TO PAY THEIR BILLS ON TIME. MILLIONS OF PEOPLE. When they actually bother to call you and work something out, and to tell you what is going on in their lives, MAYBE IT'S TIME TO START BELIEVING IN THEM. EXAMPLE: my POWER COMPANY gave me an extra day, ON TOP OF MY PAYMENT AGREEMENT; to pay them. That was all I needed. ONE. LOUSY. FUCKING. DAY.
How..HUMAN of them. Hey, guess what?? THEY GOT THEIR MONEY.
Tell me, what do you have to lose by being a little more understanding, a little more trusting; a little human?
More customers??
HAHAHAHAHAHAHAHAHAHAHA. :rofl:
And if you still don't get it, I refer you, once again to the unemployment benefit statistics. And that's if you've just been living in a cave for the past 14 months.
Well, you just lost one more customer than you would have, originally. I rummaged around in this slow brain of mine and figured out a way to make calls on your phone anyway; at least for awhile..and no, I don't feel one bit ashamed about it. And I have several unused cellular phones in this house. Heck, this really nice one that I upgraded to (for $25, in case anyone wants to call me out on that as well)can be 'flashed' to a different carrier! Who knew?
The difference between being human and following business as usual just cost you money, and it will continue to. Enjoy yourselves.
Sorry guys. Had to get it off my chest.
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