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Edited on Sun Apr-26-09 08:23 PM by pitohui
if you are in any doubt about this, you can and should call your insurance company before you start soemthing with your neighbor
he has not one iota of responsibility to do anything about the part of the tree that fell on your property, not if it fell on your fence, not if it fell on your house, certainly not if it fell on your yard,that's why you have homeowner's insurance
if you're a renter, you're just fucked
yeah, been there, done that, as a tree from public property fell and crushed my house causing five figures worth of damage and narrowly missed killing my husband, none of this was covered by the property owner because "no one owns a tree when it falls," however, my own homeowner's insurance property paid for all (minus a minimal $500 deductible)
your neighbor is not responsible for an act of God or the fall of a tree
i know you are upset NOW, but please think about why this is the law -- if the law made neighbors responsible for tree falls, no homeowner's insurer would allow any of us to have trees on our property, we would have to cut them all down to reduce the insurance company's risk
the law as it stands makes sense even if it seems unfair to you at the moment
some people on this thread have no idea what they are talking about, but i have been there, and as i say, if you doubt me, and you SHOULD double check something like this, please call your insurer and please call your attorney
you will find i am correct
i am glad you are unhurt and your home and fence undamaged
also -- if you get your neighbor to help and he is injured, then you are REALLY in a world of hurt, if your husband can't remove the tree or have someone he can trust not to sue him to help with the tree (equals family member), then you should not allow any neighbors to help, you should hire someone who is insured and licensed, i can't stress this too much, because if someone's back gets hurt moving this tree, your homeowner's might only cover 100K of pay-out to the guy and you might end up losing everything (back injuries can put someone out of the work force for life)
are you reading me yet??? PLEASE don't ask your neighbor to help you move this tree, it is a bad bad BAD idea for multiple reasons
good luck and take care
executive summary -- there is no "opinion" here, well, i guess everyone can have an "opinion," but "opinions" are not relevant when you are asking about a matter of fact and fact is, your neighbor has no responsibility here -- it wouldn't be "interesting" if it crushed your fence, the result would be exactly the same, he would have no duty to replace your fence and it would be sort of taking advantage of his ignorance if he gave you any $$$ to do so (altho i suppose the ignorant are there to be taken advantage of, but i wouldn't feel comfortable with basically bullying a neighbor to get money not owed to me)
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