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I just found an uncashed paycheck dated June 2006

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Connonym Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 05:45 AM
Original message
I just found an uncashed paycheck dated June 2006
!!!! Are checks only good for a certain amt of time?
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Heidi Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 05:51 AM
Response to Original message
1. Doesn't it have a "deposit by" or "cash by" date?
Edited on Tue Nov-18-08 05:52 AM by Heidi
My payroll checks when I worked in the US had to be cashed within 60 or 90 days (depending on the employer).

If there's no "deposit by" date, I'd call the bank on which the check was drawn and ask. :hi:
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Connonym Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 06:04 AM
Response to Reply #1
5. I'm going to call the bank first thing in the morning
I'll be so excited if they honor it! It's so hard for me to believe in my current financial situation but there was a time not that long ago when I got paid weekly and made enough so that I frequently didn't cash my checks as soon as I got them. Actually it's sort of depressing but I'm not going to dwell on that because there's nothing I can do about it.
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Heidi Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 06:08 AM
Response to Reply #5
6. Sending you good vibes
that the bank or the former employer will honor that check. :hug:
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Connonym Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 06:15 AM
Response to Reply #6
7. Thanks Heidi
I think things might be looking up for me financially, especially if I get the reassignment at my second job. Things have been pretty awful for the past 2 years and I'm excited about the possibility of a change in my luck. Hopefully I'll be hearing about the job thing in the next week or so. If they honor this check that will just make it so much easier to move early in the new year. Now I'm very impatient for the bank to open!
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krispos42 Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 05:52 AM
Response to Original message
2. Oh,that's mine
I lost it in the couch.



Just PM it to me.


O8)
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Tom Kitten Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 05:52 AM
Response to Original message
3. government checks usully say on them
a year or two...Personal checks I don't know...is there still money in the account? Might as well try and see!

I have a check from the county I purposely never cashed from about 2004...it was for jury duty and was for ten cents. They reimbursued me for travel and since at the time I lived twelve blocks from the courthouse I walked there...Cost them 39 cents to mail it to me!
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Gormy Cuss Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 06:04 AM
Response to Original message
4. Do as Heidi wrote -- call the issuing bank before trying to cash it.
In all likelihood they won't honor it but that doesn't mean that you're out the money. The next step would be to contact the employer. The funds may have reverted to the state by now.
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JVS Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 06:19 AM
Response to Original message
8. probably too late
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skooooo Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 07:03 AM
Response to Reply #8
9. might be able to get it reissued from the ....

..issuer if you ask. I did that once with an old paycheck and they honored it.
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JVS Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 07:05 AM
Response to Reply #9
10. hopefully
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Connonym Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 02:39 PM
Response to Original message
11. So the answer is
the employer says they disbursed a second check already. Since I'm really crappy at keeping records I have to take their word for it.
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Aristus Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 04:11 PM
Response to Reply #11
12. Too bad. Payroll checks are usually good for six months. That was our rule
at the bank where I used to work. After that, you either had to get a re-issued check, or you were out of luck.
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suninvited Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Nov-18-08 04:13 PM
Response to Reply #11
13. I had the same thing happen once, only with a MUCH older
check. I was cleaning stuff in a box and found an ex husbands old paycheck from eight years earlier. I contacted him and he remembered losing it, and his company had written him a replacement check.

So I just threw it away.
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