How does one go about running a credit check on someone else?
BreweryYardRat
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Tue Mar-25-08 04:08 PM
Original message
How does one go about running a credit check on someone else?
And will it show the exact amount of their debt? If it won't, is there a service that will provide that? I'd prefer you not ask why. It's pretty personal.
flvegan
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Tue Mar-25-08 04:10 PM
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1. I believe fed law dictates that you have their permission to do so.
IIRC, even Accurint doesn't give up credit info so easily. I may well be wrong, though.
NMDemDist2
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Tue Mar-25-08 04:12 PM
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2. I believe you're correct, however....
Edited on Tue Mar-25-08 04:13 PM by AZDemDist6
you can do background checks of people online for a nominal fee which often shows some credit data :shrug: edit to keep the spelling Nazis away :hide:
NightWatcher
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Tue Mar-25-08 04:27 PM
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3. nope, you cannot get personal, private financial/credit info from background checks
-signed a private investigator
NMDemDist2
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Tue Mar-25-08 04:59 PM
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4. but you do get any criminal or civil charges filed correct?
like if someone kited bad checks or filed for bankruptcy or was taken to court for unpaid bills right?
NightWatcher
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Tue Mar-25-08 05:02 PM
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5. yes on the court records, those are public and anyone can look them up
flvegan
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Tue Mar-25-08 05:04 PM
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6. You'd also get Lis Pendens, judgments, liens and mortgages
These are the only real "debts" and defaults you'd find. All public record.
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