Life insurance has got to be the most boring topic on earth

[Shine]

but not so when your spouse dies and you're left with two kids and a mortgage to pay. :(

I've spent the better part of this morning researching and talking with an insurance broker, getting info on upping MrShine's piddly current life insurance policy through his work and getting a policy on me, too.

Unfortunately, his family's medical history is a disaster.

The monthly premium we're looking at ain't cheap, but once we get it dialed in, I will sleep better at night, knowing we're better protected financially.

I hate dealing with insurance, but it's one of those necessary evils, as far as I'm concerned.