This educated but nonetheless long-term unemployed schmuck is thinking of becoming a financial planner affiliated with one of the mutual fund houses.
I'm not at all optimistic about this as I see a steadily declining customer base and a securities market that is not likely to maintain its long-term historical rate of growth.
My concerns are not with my abilities or with the products which would be available to me. My concern is long-term ability to earn a living wage - which of course will primarily be dependent upon the acquisition of clients and their subsequent purchase of various products and services.
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